:root {
  --navy:#1f3a2d;
  --navy-soft:#2f5a46;
  --gold:#c0392b;
  --gold-soft:#f3c7c1;
  --emerald:#d4a72c;
  --emerald-soft:#f5efd1;
  --ivory:#F7F4EE;
  --pearl:#FCFBF8;
  --sand:#EEE6D9;
  --charcoal:#1B2B42;
  --muted:#5D6E85;
  --mist:#A8B3C3;
  --line: rgba(11,31,58,.10);
  --radius: 26px;
  --container: 1220px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,sans-serif;color:var(--navy);background:linear-gradient(180deg,#fcf8f3 0%, var(--ivory) 52%, #f9f4ed 100%);line-height:1.65;position:relative}
body::before{content:'';position:fixed;inset:-20vh -20vw auto auto;width:48vw;height:48vw;max-width:720px;max-height:720px;border-radius:50%;background:radial-gradient(circle, rgba(201,150,141,.14), rgba(201,150,141,0) 68%);pointer-events:none;z-index:0;filter:blur(8px);animation:auroraDrift 20s ease-in-out infinite}
a{text-decoration:none;color:inherit}
img{display:block;max-width:100%}
.container{width:min(calc(100% - 2rem),var(--container));margin:0 auto;position:relative;z-index:1}
.narrow{max-width:860px;margin:0 auto}
h1,h2,h3{font-family:'Cormorant Garamond',serif;letter-spacing:-.03em;line-height:.98;margin:0 0 1rem}
h1{font-size:clamp(3.6rem,7vw,6.6rem)}
h2{font-size:clamp(2.5rem,4.4vw,4rem)}
h3{font-size:1.85rem}
.eyebrow,.label{font-size:.76rem;letter-spacing:.18em;text-transform:uppercase;color:var(--gold);font-weight:700;margin:0 0 1rem}
.subhead{font-size:1.15rem;color:var(--muted);max-width:58ch}
.muted{color:var(--muted)}
.large-copy{font-size:1.08rem}
.site-header{position:sticky;top:0;z-index:30;background:rgba(252,248,243,.78);backdrop-filter:blur(18px);border-bottom:1px solid rgba(18,37,70,.06);transition:background .25s ease, box-shadow .25s ease, border-color .25s ease}
.site-header.is-scrolled{background:rgba(252,248,243,.96);box-shadow:0 10px 32px rgba(18,37,70,.12);border-bottom-color:rgba(18,37,70,.10)}
.site-header.is-scrolled .nav-shell{min-height:102px}
.site-header.is-scrolled .site-nav a{color:var(--muted)}
.site-header.is-scrolled .site-nav a.active,
.site-header.is-scrolled .site-nav a:hover{color:var(--navy)}
.site-header.is-scrolled .menu-toggle{background:#fff;border-color:var(--line);color:var(--navy)}
.site-header.is-scrolled .brand-lockup img{width:min(220px,20vw);filter:saturate(.92) brightness(1.01)}
.nav-shell{min-height:102px;display:flex;align-items:center;justify-content:space-between;gap:1rem;transition:min-height .25s ease}
.brand-lockup{display:flex;align-items:center;gap:0;flex-shrink:0}
.brand-lockup img{width:min(220px,20vw);height:auto;object-fit:contain;opacity:.96;filter:saturate(.92) brightness(1.01);transition:filter .25s ease, opacity .25s ease, width .25s ease}
.site-nav{display:flex;align-items:center;gap:1.2rem}
.site-nav a{font-size:.8rem;letter-spacing:.16em;text-transform:uppercase;font-weight:700;color:var(--muted)}
.site-nav a.active,.site-nav a:hover{color:var(--navy)}
.btn,.menu-toggle{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;padding:.95rem 1.25rem;font-weight:700;border:1px solid transparent;transition:transform .22s ease, box-shadow .22s ease, background .22s ease, border-color .22s ease;color .22s ease;position:relative;overflow:hidden}
.btn::after{content:'';position:absolute;inset:0;background:linear-gradient(120deg, transparent 10%, rgba(255,255,255,.24) 48%, transparent 86%);transform:translateX(-130%);transition:transform .55s ease;pointer-events:none}
.btn:hover::after{transform:translateX(130%)}
.btn:hover,.menu-toggle:hover{transform:translateY(-2px)}
.btn-dark{background:linear-gradient(135deg, var(--gold) 0%, #e2bbb4 100%);color:var(--navy);box-shadow:0 14px 32px rgba(18,37,70,.16)}
.btn-light{background:rgba(255,255,255,.55);border-color:var(--line);color:var(--navy)}
.btn-light:hover{background:rgba(255,255,255,.78);box-shadow:0 12px 28px rgba(18,37,70,.08)}
.menu-toggle{display:none;background:#fff;border-color:var(--line)}
.desktop-only{display:inline-flex}
.button-row{display:flex;gap:1rem;flex-wrap:wrap;margin-top:2rem}
.site-progress{position:fixed;top:0;left:0;width:100%;height:3px;transform-origin:left center;transform:scaleX(0);background:linear-gradient(90deg, var(--gold) 0%, #dcc0ba 48%, var(--navy) 100%);z-index:60;pointer-events:none}
.hero{padding:8.5rem 0 5rem;background:radial-gradient(circle at 18% 22%, rgba(201,150,141,.22), rgba(201,150,141,0) 26%), radial-gradient(circle at 84% 16%, rgba(170,179,193,.16), rgba(170,179,193,0) 20%), linear-gradient(135deg, #0f1f3d 0%, #163259 56%, #354466 100%);position:relative;overflow:hidden;color:#fff}
.hero::before,.hero::after{content:'';position:absolute;border-radius:50%;pointer-events:none;filter:blur(4px);animation:auroraDrift 22s ease-in-out infinite}
.hero::before{width:28rem;height:28rem;right:-10rem;top:-8rem;background:radial-gradient(circle, rgba(201,150,141,.18), rgba(201,150,141,0) 68%)}
.hero::after{width:22rem;height:22rem;left:-6rem;bottom:-8rem;background:radial-gradient(circle, rgba(170,179,193,.18), rgba(170,179,193,0) 68%);animation-duration:26s;animation-direction:reverse}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:2.2rem;align-items:center}
.hero-visual{padding:2.2rem;display:grid;gap:1rem;justify-items:center;text-align:center;background:linear-gradient(180deg, rgba(201,150,141,.10), rgba(18,37,70,.03));min-height:100%;animation:floatHero 10s ease-in-out infinite}
.hero h1,.hero .large-copy,.hero .hero-quote strong{color:#fff}
.hero .subhead,.hero .muted{color:rgba(247,240,232,.84)}
.hero .eyebrow{color:#F1DFDA}
.hero .btn-light{background:transparent;border-color:rgba(255,255,255,.24);color:#fff}
.hero .btn-light:hover{background:rgba(255,255,255,.10);box-shadow:none}
.hero .btn-dark{box-shadow:0 18px 34px rgba(0,0,0,.18)}
.hero-visual img{width:min(100%,340px);border-radius:30px}
.hero-collage{position:relative;align-content:start}
.hero-collage-main,.hero-collage-small{border-radius:24px;background-size:cover;background-position:center calc(50% + var(--parallax-shift, 0px));box-shadow:0 18px 44px rgba(18,37,70,.12);position:relative;overflow:hidden}
.hero-collage-main{width:100%;min-height:300px;background-image:linear-gradient(rgba(14,26,43,.06),rgba(14,26,43,.12)),url('assets/compiled-board/board-01.png')}
.hero-collage-row{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem;width:100%}
.hero-collage-small{min-height:170px}
.hero-collage-small-1{background-image:linear-gradient(rgba(14,26,43,.06),rgba(14,26,43,.12)),url('assets/compiled-board/board-02.png')}
.hero-collage-small-2{background-image:linear-gradient(rgba(14,26,43,.06),rgba(14,26,43,.12)),url('assets/compiled-board/board-03.png')}
.hero-collage-main::after,.hero-collage-small::after,.cta-banner::before{content:'';position:absolute;inset:-15%;background:linear-gradient(120deg, transparent 24%, rgba(255,255,255,.18) 48%, transparent 72%);transform:translateX(-135%) rotate(10deg);animation:editorialSweep 18s ease-in-out infinite;pointer-events:none}
.hero-quote{max-width:24rem;font-size:1.05rem;color:var(--muted)}
.section{padding:1rem 0 5rem}
.section-framed{background:linear-gradient(180deg,#fff 0%, #fbf8f4 100%);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.section-alt{background:linear-gradient(180deg,#efe0da 0%, #e8d7d0 100%)}
.section-head{margin-bottom:2rem}
.split-head{display:flex;justify-content:space-between;align-items:end;gap:1rem}
.center-head{text-align:center;max-width:760px;margin:0 auto 2rem}
.panel-soft{background:rgba(255,255,255,.74);border:1px solid rgba(18,37,70,.08);border-radius:var(--radius);box-shadow:0 16px 40px rgba(18,37,70,.06);transition:transform .35s ease, box-shadow .35s ease}
.panel-dark{background:linear-gradient(135deg, #122546 0%, #31476e 100%);color:#fff;border-radius:var(--radius);padding:2rem 2.2rem;display:grid;grid-template-columns:1fr auto;gap:1rem;align-items:center}
.intro-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:2rem;align-items:start}
.community-grid,.events-grid{display:grid;gap:1rem}
.community-grid{grid-template-columns:repeat(2,minmax(0,1fr));margin-top:1.4rem}
.mini-card,.event-card{padding:1.2rem;border-radius:22px;background:rgba(255,255,255,.72);border:1px solid rgba(18,37,70,.08);transition:transform .35s ease, box-shadow .35s ease}
.mini-card strong,.event-card h3{display:block;margin-bottom:.45rem}
.advisors-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1.2rem}
.full-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
.advisor-card{overflow:hidden}
.advisor-photo{aspect-ratio:5/4;background:var(--sand)}
.advisor-photo img{width:100%;height:100%;object-fit:cover}
.advisor-meta{padding:1.2rem}
.advisor-meta h3{margin-bottom:.55rem}
.advisor-card-full{display:grid;grid-template-columns:140px 1fr;align-items:stretch}
.advisor-card-full .advisor-photo{aspect-ratio:auto;height:100%;min-height:180px}
.advisor-card-full .advisor-photo img{object-position:center top}
.process-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:1rem}
.process-grid-page{grid-template-columns:repeat(2,minmax(0,1fr))}
.process-card{padding:1.5rem}
.process-card span{display:inline-block;margin-bottom:1rem;font-size:2rem;font-family:'Cormorant Garamond',serif;color:var(--gold)}
.stories-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem}
.story-card{padding:1.4rem}
.story-photo,.community-image{border-radius:22px;background-size:cover;background-position:center calc(50% + var(--parallax-shift, 0px));overflow:hidden}
.story-photo{height:220px;margin-bottom:1rem}
.story-photo-1{background-image:linear-gradient(rgba(14,26,43,.08),rgba(14,26,43,.24)),url('assets/compiled-board/board-04.png')}
.story-photo-2{background-image:linear-gradient(rgba(14,26,43,.08),rgba(14,26,43,.24)),url('assets/compiled-board/board-05.png')}
.story-photo-3{background-image:linear-gradient(rgba(14,26,43,.08),rgba(14,26,43,.24)),url('assets/compiled-board/board-06.png')}
.community-image-band{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem;margin-top:1rem}
.community-image{min-height:260px}
.community-image-1{background-image:linear-gradient(rgba(14,26,43,.08),rgba(14,26,43,.20)),url('assets/compiled-board/board-07.png')}
.community-image-2{background-image:linear-gradient(rgba(14,26,43,.08),rgba(14,26,43,.20)),url('assets/compiled-board/board-08.png')}
.community-image-3{background-image:linear-gradient(rgba(14,26,43,.08),rgba(14,26,43,.20)),url('assets/compiled-board/board-09.png')}
.text-link{font-weight:700;color:var(--navy)}
.cornerstone-card{position:relative;overflow:hidden}
.cornerstone-card::after{content:'';position:absolute;inset:auto -40px -40px auto;width:160px;height:160px;border-radius:50%;background:radial-gradient(circle, rgba(201,150,141,.24), rgba(201,150,141,0) 70%)}
.cornerstone-line{margin:.9rem 0 0;font-size:.8rem;letter-spacing:.18em;text-transform:uppercase;color:var(--gold);font-weight:700}
.cornerstone-line.centered{text-align:center}
.cornerstone-line.light{color:#F1DFDA}
.bio-details{margin-top:.85rem;padding-top:.85rem;border-top:1px solid rgba(14,26,43,.10)}
.bio-details summary{cursor:pointer;list-style:none;font-size:.76rem;letter-spacing:.16em;text-transform:uppercase;color:var(--gold);font-weight:700}
.bio-details summary::-webkit-details-marker{display:none}
.bio-details p{margin-top:.8rem;color:var(--muted)}
.reveal-on-scroll{opacity:0;transform:translateY(24px);transition:opacity .7s ease, transform .7s ease}
.reveal-on-scroll.is-visible{opacity:1;transform:none}
.panel-soft:hover,.mini-card:hover,.event-card:hover{transform:translateY(-4px);box-shadow:0 22px 48px rgba(18,37,70,.10)}
@keyframes floatHero{0%,100%{transform:translateY(0)}50%{transform:translateY(-8px)}}
@keyframes editorialSweep{0%,72%,100%{transform:translateX(-135%) rotate(10deg)}38%{transform:translateX(118%) rotate(10deg)}}
@keyframes auroraDrift{0%,100%{transform:translate3d(0,0,0) scale(1)}50%{transform:translate3d(1.6rem,1.2rem,0) scale(1.06)}}
.final-section{padding-bottom:6rem}
.page-intro{padding:7rem 0 2rem;text-align:center;background:linear-gradient(135deg, #0f1f3d 0%, #163259 58%, #354466 100%);color:#fff}
.page-intro .subhead,.page-intro .muted,.page-intro p{color:rgba(247,240,232,.84)}
.page-intro .eyebrow{color:#F1DFDA}
.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:1rem}
.contact-card{padding:1.5rem}
.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem}
.form-grid .full{grid-column:1/-1}
label{display:grid;gap:.45rem;font-size:.94rem;font-weight:600}
input,textarea,select{width:100%;font:inherit;color:var(--navy);background:#fff;border:1px solid rgba(14,26,43,.12);border-radius:16px;padding:.95rem 1rem}
textarea{min-height:150px;resize:vertical}
.warmth-grid{display:grid;grid-template-columns:.9fr 1.05fr .9fr;gap:1rem;align-items:stretch}
.warmth-photo{min-height:360px;background-size:cover;background-position:center calc(50% + var(--parallax-shift, 0px))}
.warmth-photo-1{background-image:linear-gradient(rgba(14,26,43,.06),rgba(14,26,43,.18)),url('assets/compiled-board/board-10.png')}
.warmth-photo-2{background-image:linear-gradient(rgba(14,26,43,.06),rgba(14,26,43,.18)),url('assets/compiled-board/board-11.png')}
.warmth-copy{padding:2rem;display:flex;flex-direction:column;justify-content:center}
.contact-intro{padding-bottom:3rem}
.contact-hero-shell{display:grid;grid-template-columns:.95fr 1.05fr;gap:1.2rem;align-items:center}
.contact-intro-copy{margin:0}
.contact-hero-visual{position:relative;min-height:420px;overflow:hidden;padding:1rem}
.contact-hero-main,.contact-hero-detail{position:absolute;border-radius:26px;background-size:cover;background-position:center calc(50% + var(--parallax-shift, 0px));box-shadow:0 16px 36px rgba(18,37,70,.12);overflow:hidden}
.contact-hero-main{inset:1rem 6rem 4rem 1rem;background-image:linear-gradient(rgba(14,26,43,.06),rgba(14,26,43,.18)),url('assets/site-scenes/contact-main.jpg')}
.contact-hero-detail{right:1rem;bottom:1rem;width:180px;height:220px;background-image:linear-gradient(rgba(14,26,43,.06),rgba(14,26,43,.18)),url('assets/site-scenes/contact-detail.jpg')}
.contact-grid-elegant{grid-template-columns:.82fr 1.18fr;gap:1.25rem;align-items:start}
.contact-story-card{padding:2rem;min-height:100%;background:linear-gradient(180deg, rgba(255,255,255,.82), rgba(248,246,242,.92))}
.contact-methods{display:grid;gap:.75rem;margin:1.5rem 0 0}
.contact-methods a{font-size:1.05rem;font-weight:700;color:var(--navy)}
.elegant-form{padding:2rem;background:linear-gradient(180deg, rgba(255,255,255,.90), rgba(255,255,255,.72));border-color:rgba(14,26,43,.06);box-shadow:0 24px 48px rgba(14,26,43,.08)}
.form-intro{padding-bottom:.25rem}
.form-actions{display:flex;align-items:center;justify-content:space-between;gap:1rem;flex-wrap:wrap;padding-top:.5rem}
.form-note{max-width:28rem;margin:0}
.centered-mobile{text-align:left}
.site-footer{padding:2rem 0 3rem;background:linear-gradient(180deg, #122546 0%, #0d1b34 100%);border-top:1px solid rgba(241,223,218,.12);color:#F7F0E8}
.footer-shell{display:grid;grid-template-columns:1.1fr .9fr;gap:2rem}
.footer-links{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.35rem 1rem;align-content:start}
.site-footer .muted,.site-footer a{color:rgba(247,240,232,.78)}
.site-footer .eyebrow,.site-footer .cornerstone-line{color:#F1DFDA}

.events-hero{position:relative;min-height:100vh;display:flex;align-items:flex-end;padding:8rem 0 4rem;overflow:hidden;background:#102030}
.events-hero-layer{position:absolute;inset:0;background:
linear-gradient(180deg, rgba(14,26,43,.25), rgba(14,26,43,.72)),
url('assets/site-scenes/events-hero.jpg') center / cover no-repeat;
filter:saturate(.96) contrast(1.02)}
.events-hero::after{content:'';position:absolute;inset:auto auto -12rem -8rem;width:28rem;height:28rem;border-radius:50%;background:radial-gradient(circle, rgba(201,150,141,.22), rgba(201,150,141,0) 70%);filter:blur(8px);animation:auroraDrift 24s ease-in-out infinite}
.events-hero-content{position:relative;z-index:1;padding-bottom:1rem;color:#fff}
.events-hero-content .eyebrow{color:#F1DFDA}
.events-hero-content .subhead{color:rgba(255,255,255,.82);max-width:44rem}
.events-subhead-light{color:rgba(255,255,255,.78)}
.events-safe-space{padding-top:5rem}
.safe-space-grid{display:grid;grid-template-columns:1fr 1fr;gap:2rem;align-items:center}
.safe-space-photo{min-height:540px;background:
linear-gradient(180deg, rgba(14,26,43,.08), rgba(14,26,43,.22)),
url('assets/site-scenes/safe-space.jpg') center calc(50% + var(--parallax-shift, 0px)) / cover no-repeat}
.mosaic-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:1rem}
.mosaic-tile{min-height:260px;border-radius:24px;background-color:var(--sand);background-size:cover;background-position:center calc(50% + var(--parallax-shift, 0px));box-shadow:0 16px 40px rgba(18,37,70,.08)}
.mosaic-1{background-image:linear-gradient(rgba(14,26,43,.10),rgba(14,26,43,.18)),url('assets/site-scenes/mosaic-1.jpg')}
.mosaic-2{background-image:linear-gradient(rgba(14,26,43,.10),rgba(14,26,43,.18)),url('assets/site-scenes/mosaic-2.jpg')}
.mosaic-3{background-image:linear-gradient(rgba(14,26,43,.10),rgba(14,26,43,.18)),url('assets/site-scenes/mosaic-3.jpg')}
.mosaic-4{background-image:linear-gradient(rgba(14,26,43,.10),rgba(14,26,43,.18)),url('assets/site-scenes/mosaic-4.jpg')}
.mosaic-5{background-image:linear-gradient(rgba(14,26,43,.10),rgba(14,26,43,.18)),url('assets/site-scenes/mosaic-5.jpg')}
.mosaic-6{background-image:linear-gradient(rgba(14,26,43,.10),rgba(14,26,43,.18)),url('assets/site-scenes/mosaic-6.jpg')}
.mosaic-7{background-image:linear-gradient(rgba(14,26,43,.10),rgba(14,26,43,.18)),url('assets/site-scenes/mosaic-7.jpg')}
.mosaic-8{background-image:linear-gradient(rgba(14,26,43,.10),rgba(14,26,43,.18)),url('assets/site-scenes/mosaic-8.jpg')}
.featured-events-stack{display:grid;gap:1.4rem}
.invite-card{display:grid;grid-template-columns:1.05fr .95fr;overflow:hidden}
.invite-card:nth-child(even){grid-template-columns:.95fr 1.05fr}
.invite-card:nth-child(even) .invite-photo{order:2}
.invite-photo{min-height:360px;background-size:cover;background-position:center calc(50% + var(--parallax-shift, 0px))}
.invite-1 .invite-photo{background-image:linear-gradient(rgba(14,26,43,.10),rgba(14,26,43,.25)),url('assets/site-scenes/invite-1.jpg')}
.invite-2 .invite-photo{background-image:linear-gradient(rgba(14,26,43,.10),rgba(14,26,43,.25)),url('assets/site-scenes/invite-2.jpg')}
.invite-3 .invite-photo{background-image:linear-gradient(rgba(14,26,43,.10),rgba(14,26,43,.25)),url('assets/site-scenes/invite-3.jpg')}
.invite-copy{padding:2rem 2.2rem;display:flex;flex-direction:column;justify-content:center}
.invite-tag{margin-top:1rem;font-size:.8rem;letter-spacing:.18em;text-transform:uppercase;color:var(--gold);font-weight:700}
.testimonials-band{background:var(--navy);color:#F8F6F2;padding-top:5rem;padding-bottom:5rem}
.testimonials-band .eyebrow{color:#F1DFDA}
.testimonial-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem}
.testimonial-card{padding:1.6rem;border:1px solid rgba(255,255,255,.12);border-radius:24px;background:rgba(255,255,255,.04)}
.testimonial-card blockquote{margin:1rem 0 0;font-size:1.2rem;line-height:1.5;font-family:'Cormorant Garamond',serif}
.testimonial-credit{margin:.9rem 0 0;color:#F1DFDA;font-size:.82rem;letter-spacing:.16em;text-transform:uppercase;font-weight:700}
.testimonial-portrait{height:320px;border-radius:20px;background-size:cover;background-position:center;filter:grayscale(1) contrast(1.08)}
.portrait-1{background-image:url('assets/site-scenes/portrait-1.jpg')}
.portrait-2{background-image:url('assets/site-scenes/portrait-2.jpg')}
.portrait-3{background-image:url('assets/site-scenes/portrait-3.jpg')}
.experience-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem}
.experience-card{min-height:420px;padding:1.8rem;display:flex;align-items:flex-end;border-radius:28px;overflow:hidden;color:#fff;background-size:cover;background-position:center;box-shadow:0 18px 46px rgba(18,37,70,.10)}
.experience-card>div{max-width:24rem}
.experience-1{background-image:linear-gradient(180deg, rgba(14,26,43,.10), rgba(14,26,43,.70)),url('assets/site-scenes/experience-1.jpg')}
.experience-2{background-image:linear-gradient(180deg, rgba(14,26,43,.10), rgba(14,26,43,.70)),url('assets/site-scenes/experience-2.jpg')}
.experience-3{background-image:linear-gradient(180deg, rgba(14,26,43,.10), rgba(14,26,43,.70)),url('assets/site-scenes/experience-3.jpg')}
.experience-4{background-image:linear-gradient(180deg, rgba(14,26,43,.10), rgba(14,26,43,.70)),url('assets/site-scenes/experience-4.jpg')}
.manifesto-panel{max-width:900px;margin:0 auto;text-align:center;padding:1rem 1rem 0}
.cta-banner{min-height:440px;padding:2.4rem;display:grid;grid-template-columns:1fr auto;align-items:end;gap:1rem;border-radius:32px;background:
linear-gradient(180deg, rgba(14,26,43,.18), rgba(14,26,43,.70)),
url('assets/site-scenes/cta-banner.jpg') center / cover no-repeat;color:#fff;position:relative;overflow:hidden}
.cta-banner .eyebrow{color:#F1DFDA}
.cta-banner .subhead{color:rgba(255,255,255,.82)}

.services-hero{padding:8rem 0 4rem;background:radial-gradient(circle at 80% 12%, rgba(201,150,141,.18), rgba(201,150,141,0) 22%), linear-gradient(135deg, #0f1f3d 0%, #17335a 58%, #354466 100%);color:#fff}
.services-hero-grid{display:grid;grid-template-columns:.92fr 1.08fr;gap:1.4rem;align-items:center}
.services-hero-copy{max-width:38rem}
.services-hero-image{min-height:560px;background:linear-gradient(rgba(14,26,43,.08),rgba(14,26,43,.22)),url('assets/compiled-board/board-12.png') center calc(50% + var(--parallax-shift, 0px)) / cover no-repeat}
.services-hero .subhead,.services-hero .muted{color:rgba(247,240,232,.84)}
.services-hero .eyebrow{color:#F1DFDA}
.services-hero .btn-light{background:transparent;border-color:rgba(255,255,255,.24);color:#fff}
.services-hero .btn-light:hover{background:rgba(255,255,255,.10);box-shadow:none}
.clarity-panel{padding:2.4rem;max-width:980px;margin:0 auto}
.editorial-steps-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1.2rem}
.editorial-step{overflow:hidden}
.step-photo{min-height:300px;background-size:cover;background-position:center calc(50% + var(--parallax-shift, 0px))}
.step-photo-1{background-image:linear-gradient(rgba(14,26,43,.08),rgba(14,26,43,.20)),url('assets/compiled-board/board-13.png')}
.step-photo-2{background-image:linear-gradient(rgba(14,26,43,.08),rgba(14,26,43,.20)),url('assets/compiled-board/board-14.png')}
.step-photo-3{background-image:linear-gradient(rgba(14,26,43,.08),rgba(14,26,43,.20)),url('assets/site-scenes/step-3.jpg')}
.step-photo-4{background-image:linear-gradient(rgba(14,26,43,.08),rgba(14,26,43,.20)),url('assets/site-scenes/step-4.jpg')}
.step-copy{padding:1.7rem}
.insight-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem}
.insight-tile{padding:1.5rem;min-height:220px;display:flex;flex-direction:column;justify-content:space-between}
.reassurance-panel{padding:2.4rem;text-align:center;max-width:900px;margin:0 auto}
.services-cta{padding:2.2rem 2.4rem}

@media (max-width:1100px){.hero-grid,.intro-grid,.panel-dark,.contact-grid,.contact-grid-elegant,.footer-shell,.split-head,.safe-space-grid,.invite-card,.invite-card:nth-child(even),.cta-banner,.contact-hero-shell,.services-hero-grid{grid-template-columns:1fr;display:grid}.community-grid,.events-grid,.stories-grid,.advisors-grid,.process-grid,.process-grid-page,.full-grid,.mosaic-grid,.testimonial-grid,.experience-grid,.warmth-grid,.community-image-band,.editorial-steps-grid,.insight-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.advisor-card-full{grid-template-columns:1fr}.advisor-card-full .advisor-photo{min-height:220px}.invite-card:nth-child(even) .invite-photo{order:0}.safe-space-photo{min-height:420px}.warmth-copy{grid-column:1/-1}.contact-hero-visual{min-height:360px}.community-image-3{grid-column:1/-1}.services-hero-image{min-height:440px}}

@media (max-width:1024px){.menu-toggle{display:inline-flex}.desktop-only{display:none}.nav-shell{flex-wrap:wrap}.site-nav{display:none;width:100%;flex-direction:column;align-items:flex-start;gap:.9rem;padding:.5rem 0 1rem}.site-nav.open{display:flex}.site-nav a{display:block;width:100%;white-space:normal;line-height:1.35}}
@media (max-width:820px){.container{width:min(calc(100% - 3.4rem),var(--container))}.center-head,.page-intro .container,.section-head{padding-inline:.2rem}.menu-toggle{display:inline-flex}.desktop-only{display:none}.site-nav{display:none;width:100%;flex-direction:column;align-items:flex-start;padding-bottom:1rem}.site-nav.open{display:flex}.nav-shell{flex-wrap:wrap;padding:.8rem 0;min-height:98px}.site-header.is-scrolled .nav-shell{min-height:88px}.brand-lockup img{width:min(190px,42vw)}.site-header.is-scrolled .brand-lockup img{width:min(160px,36vw)}.hero{padding-top:6rem}.community-grid,.events-grid,.stories-grid,.advisors-grid,.process-grid,.process-grid-page,.full-grid,.form-grid,.mosaic-grid,.testimonial-grid,.experience-grid,.warmth-grid,.community-image-band,.editorial-steps-grid,.insight-grid{grid-template-columns:1fr}.event-card,.story-card,.process-card,.audience-card,.resource-card,.insight-tile,.contact-card{padding-left:2.1rem;padding-right:2.1rem}.journey-grid{padding:0 1rem}.journey-card{padding-left:2.8rem;padding-right:2.8rem}.advisor-meta,.step-copy{padding-left:1.8rem;padding-right:1.8rem}.hero-visual{animation:none}.events-hero{min-height:88vh;padding-top:7rem}.safe-space-photo{min-height:320px}.testimonial-portrait{height:260px}.cta-banner{min-height:360px}.contact-hero-main{inset:1rem 4rem 4rem 1rem}.contact-hero-detail{width:140px;height:180px}.form-actions{align-items:flex-start}.centered-mobile{text-align:center}.community-image-3{grid-column:auto}.services-hero{padding-top:6.5rem}.services-hero-image{min-height:340px}}
@media (prefers-reduced-motion: reduce){body::before,.hero::before,.hero::after,.events-hero::after,.hero-collage-main::after,.hero-collage-small::after,.cta-banner::before{animation:none}.hero-visual{animation:none}.reveal-on-scroll{opacity:1;transform:none;transition:none}.panel-soft,.mini-card,.event-card,.btn,.menu-toggle{transition:none}}


/* WFA launch polish */
.hero-premium .hero-visual{justify-items:stretch;text-align:left}
.hero-grid-refined{gap:3rem}
.trust-stack{display:flex;flex-wrap:wrap;gap:.65rem;margin-top:.4rem}
.trust-chip{display:inline-flex;align-items:center;padding:.5rem .8rem;border-radius:999px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.18);font-size:.78rem;letter-spacing:.08em;text-transform:uppercase;color:#f7f0e8;font-weight:700}
.audience-grid,.resource-preview-grid,.journey-grid,.resource-library-grid{display:grid;gap:1rem}
.audience-grid{grid-template-columns:repeat(4,minmax(0,1fr))}
.resource-preview-grid{grid-template-columns:repeat(3,minmax(0,1fr))}
.resource-library-grid{grid-template-columns:repeat(3,minmax(0,1fr))}
.journey-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
.audience-card,.journey-card,.resource-card{padding:1.5rem}
.audience-card{padding:2.35rem 2.6rem}
.journey-card{padding:2.2rem 2.4rem}
.audience-grid,.journey-grid{padding:0 .4rem}
.audience-card h3,.journey-card h3,.resource-card h3{margin-bottom:.6rem}
.audience-card p,.journey-card p{margin:0}
.split-feature{display:grid;grid-template-columns:1fr 1fr;gap:1.5rem;align-items:start}
.split-feature-tight{gap:1.2rem}
.checklist-card{padding:1.6rem}
.checklist{margin:0;padding:0;list-style:none;display:grid;gap:.9rem}
.checklist li{position:relative;padding-left:1.6rem;color:var(--navy)}
.checklist li::before{content:'•';position:absolute;left:0;top:-.02rem;color:var(--gold);font-size:1.2rem;line-height:1}
.compact-checklist li{gap:.5rem}
.home-advisors-grid{grid-template-columns:repeat(4,minmax(0,1fr))}
.home-advisor-card{display:grid;grid-template-rows:auto 1fr}
.home-advisor-card .advisor-photo{aspect-ratio:4/4.6}
.premium-cta{grid-template-columns:1fr auto;align-items:center}
.cta-actions{display:grid;justify-items:end;gap:.8rem}
.light-link{color:#f7f0e8}
.page-intro-refined{padding-top:6.5rem;padding-bottom:2.5rem}
.footer-shell-expanded{grid-template-columns:1.2fr .8fr}
.footer-links-expanded{grid-template-columns:repeat(2,minmax(0,1fr));gap:.6rem 1rem}
.footer-links-expanded a{font-weight:600}
.section-head-stack-mobile{align-items:end}
.resource-card{min-height:100%}
.resource-library-grid .resource-card{min-height:220px}
@media (max-width:1100px){.audience-grid,.home-advisors-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.resource-preview-grid,.resource-library-grid,.journey-grid,.split-feature{grid-template-columns:1fr}.premium-cta{grid-template-columns:1fr}.cta-actions{justify-items:start}}
@media (max-width:820px){.audience-grid,.home-advisors-grid,.journey-grid,.resource-library-grid{grid-template-columns:1fr}.page-intro-refined{padding-top:5.5rem}.trust-stack{margin-top:.8rem}.section-head-stack-mobile{align-items:flex-start}}


.lfc-hero{background:radial-gradient(circle at 18% 22%, rgba(199,139,27,.20), rgba(199,139,27,0) 28%),radial-gradient(circle at 84% 18%, rgba(14,122,95,.14), rgba(14,122,95,0) 24%),linear-gradient(135deg, #08172d 0%, #0f2747 56%, #12345e 100%)}
.hero-premium-shell{padding:1.4rem;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);backdrop-filter:blur(14px)}
.hero-badge-row,.signal-list,.contact-mini-grid{display:flex;flex-wrap:wrap;gap:.75rem}
.hero-badge,.signal-list span{display:inline-flex;align-items:center;justify-content:center;padding:.5rem .8rem;border-radius:999px;border:1px solid rgba(255,255,255,.15);background:rgba(255,255,255,.08);color:#fff;font-size:.78rem;letter-spacing:.06em;text-transform:uppercase;font-weight:700}
.hero-signal-list{margin-top:1.5rem}
.hero-portrait-stack{display:grid;grid-template-columns:1.35fr .85fr;gap:1rem;align-items:stretch;width:100%}
.hero-portrait{border-radius:24px;overflow:hidden;min-height:220px;box-shadow:0 24px 48px rgba(0,0,0,.18)}
.hero-portrait img{width:100%;height:100%;object-fit:cover;object-position:center top}
.hero-portrait-main{min-height:420px}
.hero-portrait-side{min-height:200px}
.hero-note{padding:1rem 1.1rem;background:rgba(255,255,255,.92)}
.hero-note strong{display:block;margin-bottom:.35rem}
.hero-note p{margin:0;color:var(--muted)}
.stat-grid,.icon-grid,.faq-grid,.timeline-grid,.page-card-grid{display:grid;gap:1rem}
.stat-grid{grid-template-columns:repeat(4,minmax(0,1fr))}
.stat-card,.icon-card,.faq-card,.timeline-card,.content-card,.mission-card{padding:1.4rem}
.stat-card strong{display:block;font-family:'Cormorant Garamond',serif;font-size:2.5rem;line-height:1;color:var(--navy);margin-bottom:.5rem}
.mission-grid{display:grid;grid-template-columns:.95fr 1.05fr;gap:1.2rem;align-items:start}
.how-help-grid{grid-template-columns:repeat(4,minmax(0,1fr))}
.icon-grid{grid-template-columns:repeat(5,minmax(0,1fr))}
.icon-card span,.story-icon{width:3.1rem;height:3.1rem;border-radius:50%;display:inline-flex;align-items:center;justify-content:center;background:linear-gradient(135deg, rgba(199,139,27,.16), rgba(14,122,95,.12));color:var(--navy);font-weight:800;letter-spacing:.08em;margin-bottom:1rem}
.story-icon{font-size:.92rem}
.signal-list-block{display:flex;flex-direction:column;align-items:flex-start}
.page-card-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
.timeline-grid{grid-template-columns:repeat(4,minmax(0,1fr))}
.faq-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
.advisor-card-premium{display:grid;grid-template-columns:220px 1fr;align-items:stretch;overflow:hidden}
.advisor-photo-premium{aspect-ratio:auto;min-height:100%}
.advisor-photo-premium img{height:100%;object-fit:cover;object-position:center top}
.advisor-location{font-weight:700;color:var(--muted);margin:-.1rem 0 .8rem}
.profile-specs{display:grid;gap:.75rem;margin:1rem 0 1.2rem}
.profile-specs span{display:grid;gap:.18rem;padding:.8rem .9rem;border-radius:18px;background:rgba(11,31,58,.04);color:var(--muted)}
.profile-specs strong{font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;color:var(--navy)}
.button-row.tight{margin-top:0;gap:.75rem}
.contact-mini-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));margin-top:1.25rem}
.contact-mini-grid span{display:grid;gap:.35rem;padding:.95rem;border-radius:20px;background:rgba(11,31,58,.04)}
.contact-form{display:grid;gap:1rem}
.contact-form label{display:grid;gap:.45rem;color:var(--muted);font-size:.95rem}
.contact-form input,.contact-form select,.contact-form textarea{width:100%;border-radius:18px;border:1px solid rgba(11,31,58,.12);padding:.9rem 1rem;font:inherit;color:var(--navy);background:rgba(255,255,255,.9)}
.contact-form input:focus,.contact-form select:focus,.contact-form textarea:focus{outline:2px solid rgba(14,122,95,.18);border-color:rgba(14,122,95,.35)}
.footer-shell{grid-template-columns:1.1fr .8fr .8fr;align-items:start}
.footer-logo{width:min(240px,100%);margin-bottom:1rem}
.footer-links,.footer-contact{display:grid;gap:.6rem}
.footer-links a,.footer-contact a{width:max-content}
.footer-copy{max-width:44ch}
@media (max-width:1100px){.stat-grid,.timeline-grid,.how-help-grid,.icon-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.mission-grid,.page-card-grid,.advisor-card-premium,.contact-mini-grid{grid-template-columns:1fr}.hero-portrait-stack{grid-template-columns:1fr 1fr}.footer-shell{grid-template-columns:1fr}.team-grid-premium{grid-template-columns:1fr}}
@media (max-width:720px){.icon-grid,.faq-grid,.stat-grid,.timeline-grid,.how-help-grid,.stories-grid{grid-template-columns:1fr}.hero-portrait-stack{grid-template-columns:1fr}.hero-portrait-main,.hero-portrait-side{min-height:220px}.hero-badge,.signal-list span{font-size:.7rem;padding:.45rem .68rem}.button-row.tight .btn{width:100%}}

/* IFC v2 institutional rebrand */
:root{
  --navy:#0F2742;
  --navy-soft:#17385C;
  --gold:#F4A32C;
  --gold-soft:#FCE1B3;
  --emerald:#3CB64A;
  --emerald-soft:#E4F7E6;
  --ivory:#F8F8F6;
  --pearl:#FFFFFF;
  --sand:#F0F1F2;
  --charcoal:#2B2E34;
  --muted:#5C6673;
  --mist:#C6CBD1;
  --line:rgba(15,39,66,.10);
  --radius:12px;
  --container:1280px;
}
html{scroll-behavior:smooth}
body{font-family:Inter,sans-serif;color:var(--charcoal);background:var(--ivory);line-height:1.6}
body::before{display:none}
h1,h2,h3,.site-nav a,.btn,.menu-toggle,.eyebrow,.label{font-family:'Manrope',Inter,sans-serif}
h1,h2,h3{letter-spacing:-.04em;line-height:.95;color:var(--navy)}
h1{font-size:clamp(4rem,8vw,7rem);font-weight:800}
h2{font-size:clamp(2.6rem,5vw,4.4rem);font-weight:800}
h3{font-size:1.4rem;font-weight:700;line-height:1.12}
.eyebrow,.label{font-size:.74rem;letter-spacing:.18em;color:var(--gold)}
.subhead,.muted,p{color:var(--muted)}
.container{width:min(calc(100% - 2.5rem),var(--container))}
.section{padding:7.5rem 0}
.section-framed{background:transparent;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.site-header,.site-header.is-scrolled{background:rgba(248,248,246,.95);backdrop-filter:blur(10px);border-bottom:1px solid var(--line);box-shadow:none}
.nav-shell,.site-header.is-scrolled .nav-shell{min-height:92px}
.brand-lockup img,.site-header.is-scrolled .brand-lockup img{width:min(250px,24vw);filter:none;opacity:1}
.site-nav{gap:1.5rem}
.site-nav a,.site-header.is-scrolled .site-nav a{font-size:.74rem;letter-spacing:.16em;color:var(--navy)}
.site-nav a.active,.site-nav a:hover,.site-header.is-scrolled .site-nav a.active,.site-header.is-scrolled .site-nav a:hover{color:var(--navy);text-decoration:underline;text-decoration-color:var(--gold);text-decoration-thickness:2px;text-underline-offset:8px}
.btn,.menu-toggle{border-radius:999px;padding:.95rem 1.35rem;font-size:.88rem;letter-spacing:.04em;transform:none !important}
.btn::after,.hero::before,.hero::after,.hero-collage-main::after,.hero-collage-small::after,.cta-banner::before{display:none}
.btn-dark{background:var(--navy);color:#fff;box-shadow:none}
.btn-dark:hover{background:var(--gold);color:var(--navy)}
.btn-light{background:#fff;border:1px solid var(--line);color:var(--navy)}
.btn-light:hover{background:var(--gold);border-color:var(--gold);color:var(--navy);box-shadow:none}
.panel-soft,.mini-card,.event-card,.story-card,.process-card,.content-card,.faq-card,.timeline-card,.stat-card,.icon-card,.mission-card,.advisor-card,.home-advisor-card{background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:0 12px 28px rgba(15,39,66,.05)}
.panel-soft:hover,.mini-card:hover,.event-card:hover{transform:none;box-shadow:0 12px 28px rgba(15,39,66,.05)}
.lfc-hero-institutional{padding:10rem 0 8rem;min-height:82vh;display:flex;align-items:flex-end;position:relative;overflow:hidden;background:linear-gradient(rgba(15,39,66,.58),rgba(15,39,66,.74)),url('assets/mumbai-skyline.jpg') center/cover no-repeat}
.lfc-hero-institutional::before{content:'';position:absolute;inset:0;background:linear-gradient(90deg, rgba(15,39,66,.74) 0%, rgba(15,39,66,.50) 44%, rgba(15,39,66,.70) 100%);display:block}
.lfc-hero-institutional::after{content:'';position:absolute;right:-8%;bottom:-14%;width:min(50vw,760px);height:min(50vw,760px);background:url('assets/lfc-logo-mark.png') center/contain no-repeat;opacity:.06;display:block}
.hero-institutional-shell{position:relative;z-index:2;max-width:760px}
.hero-institutional-shell .eyebrow{color:#F4A32C;margin-bottom:1.5rem}
.hero-institutional-shell h1{color:#fff;max-width:7ch}
.hero-institutional-shell .subhead{max-width:48ch;margin-top:1.4rem;color:rgba(255,255,255,.88);font-size:1.15rem}
.hero-single-cta{margin-top:2.2rem}
.mission-strip-section{padding:3rem 0;border-bottom:1px solid var(--line)}
.mission-strip{display:grid;grid-template-columns:220px 1fr;gap:1rem;align-items:start}
.mission-strip h2{font-size:clamp(2rem,3vw,2.8rem);margin-bottom:.5rem}
.mission-strip p{margin:0;max-width:60ch}
.tighter-copy p,.tight-center-head .subhead{max-width:56ch}
.institution-grid,.institution-grid-3{gap:1.2rem}
.institution-stats strong{font-size:2.2rem;font-weight:800;font-family:'Manrope',Inter,sans-serif}
.institution-stats .stat-card span{display:block;max-width:22ch}
.process-card span{color:var(--gold);font-size:1.5rem;font-family:'Manrope',Inter,sans-serif;font-weight:800}
.process-card p,.story-card p,.home-advisor-card p{font-size:.98rem}
.categories-grid-institutional{grid-template-columns:repeat(5,minmax(0,1fr))}
.categories-grid-institutional .icon-card{padding:1.25rem;min-height:170px}
.categories-grid-institutional .icon-card span{width:auto;height:auto;border-radius:0;background:none;padding:0;margin-bottom:1rem;color:var(--gold);font-size:.82rem;letter-spacing:.14em}
.categories-grid-institutional .icon-card p{display:none}
.home-story-slab{display:grid;grid-template-columns:1.05fr .95fr;gap:1.2rem;align-items:start}
.home-story-copy{padding-right:1rem}
.home-story-copy p{max-width:48ch}
.home-story-cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem}
.home-story-cards .story-card{padding:1.4rem}
.story-icon{background:rgba(244,163,44,.12);color:var(--navy);border-radius:50%;font-family:'Manrope',Inter,sans-serif}
.home-advisors-grid{grid-template-columns:repeat(3,minmax(0,1fr))}
.home-advisor-card .advisor-photo{aspect-ratio:4/5}
.home-advisor-card .advisor-meta{padding:1.15rem}
.page-intro,
.resources-hero,
.lfc-about-hero,
.lfc-franch-hero,
.lfc-stories-hero,
.lfc-contact-hero{
  position:relative;
  overflow:hidden;
  padding:7rem 0 5rem;
  background:
    radial-gradient(circle at 12% 16%, rgba(244,163,44,.16), rgba(244,163,44,0) 24%),
    radial-gradient(circle at 86% 14%, rgba(15,39,66,.09), rgba(15,39,66,0) 28%),
    linear-gradient(180deg, #fcf7f1 0%, #fff 54%, #f7f2eb 100%);
  border-bottom:1px solid rgba(15,39,66,.08);
  color:var(--navy);
}
.page-intro::before,
.resources-hero::before,
.lfc-about-hero::before,
.lfc-franch-hero::before,
.lfc-stories-hero::before,
.lfc-contact-hero::before{
  content:'';
  position:absolute;
  inset:auto -18rem -14rem auto;
  width:34rem;
  height:34rem;
  border-radius:50%;
  background:radial-gradient(circle, rgba(244,163,44,.14), rgba(244,163,44,0) 70%);
  filter:blur(10px);
  pointer-events:none;
}
.page-intro::after,
.resources-hero::after,
.lfc-about-hero::after,
.lfc-franch-hero::after,
.lfc-stories-hero::after,
.lfc-contact-hero::after{
  content:'';
  position:absolute;
  right:-14rem;
  top:-12rem;
  width:42rem;
  height:42rem;
  border-radius:50%;
  border:1px solid rgba(15,39,66,.06);
  pointer-events:none;
}
.page-intro .container,
.resources-hero-shell,
.lfc-about-hero-shell,
.lfc-franch-hero-shell,
.lfc-stories-hero-shell,
.lfc-contact-hero-shell{
  position:relative;
  z-index:1;
  padding:clamp(2rem, 3vw, 3rem);
  border:1px solid rgba(255,255,255,.72);
  background:linear-gradient(180deg, rgba(255,250,245,.94) 0%, rgba(255,255,255,.88) 100%);
  box-shadow:0 28px 64px rgba(15,39,66,.12);
  backdrop-filter:blur(12px);
  text-align:left;
}
.page-intro .container.narrow{max-width:860px}
.page-intro .eyebrow,
.resources-hero .eyebrow,
.lfc-about-hero .eyebrow,
.lfc-franch-hero .eyebrow,
.lfc-stories-hero .eyebrow,
.lfc-contact-hero .eyebrow{
  color:#F4A32C;
  margin-bottom:1.1rem;
  letter-spacing:.2em;
}
.page-intro h1,
.resources-hero h1,
.lfc-about-hero h1,
.lfc-franch-hero h1,
.lfc-stories-hero h1,
.lfc-contact-hero h1{
  font-family:'Manrope',Inter,sans-serif;
  font-weight:800;
  font-size:clamp(2.9rem,5vw,4.5rem);
  line-height:1.02;
  letter-spacing:-.03em;
  color:#0F2742;
  margin:0;
  max-width:15ch;
}
.page-intro .subhead,.page-intro p,
.resources-hero .subhead,
.lfc-about-hero .subhead,
.lfc-franch-hero .subhead,
.lfc-stories-hero .subhead,
.lfc-contact-hero .subhead{
  margin-top:1.4rem;
  max-width:62ch;
  color:#5C6673;
  font-size:1.08rem;
  line-height:1.65;
}
.advisor-card-premium{grid-template-columns:200px 1fr;border-radius:12px}
.advisor-card-premium .advisor-meta{padding:1.35rem}
.profile-specs span{background:var(--ivory);border-radius:10px}
.contact-mini-grid span{border-radius:10px;background:#fff;border:1px solid var(--line)}
.contact-form input,.contact-form select,.contact-form textarea{border-radius:10px;background:#fff}
.panel-dark,.institutional-cta{background:var(--navy);border-radius:12px;box-shadow:none}
.panel-dark h2,.panel-dark p,.panel-dark .eyebrow{color:#fff}
.site-footer{background:var(--navy);border-top:0;padding:3rem 0}
.site-footer .muted,.site-footer a,.site-footer span,.site-footer strong{color:rgba(255,255,255,.84)}
.footer-links a:hover,.footer-contact a:hover{color:#fff}
@media (max-width:1100px){
  .mission-strip,.home-story-slab,.categories-grid-institutional,.home-story-cards,.home-advisors-grid{grid-template-columns:1fr 1fr}
  .hero-institutional-shell h1{max-width:none}
}
@media (max-width:720px){
  .section{padding:5.5rem 0}
  .container{width:min(calc(100% - 1.5rem),var(--container))}
  .nav-shell,.site-header.is-scrolled .nav-shell{min-height:84px}
  .brand-lockup img,.site-header.is-scrolled .brand-lockup img{width:210px}
  .lfc-hero-institutional{min-height:72vh;padding:8.5rem 0 5.5rem;background-position:62% center}
  .mission-strip,.categories-grid-institutional,.home-story-slab,.home-story-cards,.home-advisors-grid{grid-template-columns:1fr}
  .hero-institutional-shell .subhead{font-size:1rem}
}

/* IFC identity alignment pass */
.hero-people-strip{display:flex;gap:1rem;align-items:center;margin-top:2rem}
.hero-person{display:flex;align-items:center;gap:.7rem;padding:.45rem .75rem;border:1px solid rgba(255,255,255,.16);background:rgba(255,255,255,.08);backdrop-filter:blur(8px);border-radius:999px;color:#fff;font-size:.78rem;letter-spacing:.08em;text-transform:uppercase;font-weight:700}
.hero-person img{width:44px;height:44px;border-radius:50%;object-fit:cover;object-position:center top;border:2px solid rgba(255,255,255,.26)}
.lfc-pillars-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem}
.pillar-card{padding:1.5rem}
.categories-grid-words{grid-template-columns:repeat(4,minmax(0,1fr))}
.categories-grid-words .icon-card{padding:1.5rem;min-height:220px}
.category-mark{width:56px;height:56px;border-radius:16px;border:1.5px solid rgba(15,39,66,.12);position:relative;margin-bottom:1.2rem}
.category-mark::before{content:'';position:absolute;left:50%;bottom:11px;transform:translateX(-50%);width:28px;height:28px;border:2px solid var(--gold);border-bottom:none;border-top-left-radius:28px;border-top-right-radius:28px}
.category-mark::after{content:'';position:absolute;left:50%;top:16px;transform:translateX(-50%);width:2px;height:22px;background:var(--gold)}
.story-grid-human .story-card{padding:1.6rem}
.story-meta{display:grid;gap:.15rem;margin-bottom:1rem}
.story-meta strong{font-family:'Manrope',Inter,sans-serif;color:var(--navy);font-size:1rem}
.story-meta span{font-size:.82rem;letter-spacing:.12em;text-transform:uppercase;color:var(--gold);font-weight:700}
.home-advisor-card .label{color:var(--gold-soft);color:var(--gold)}
@media (max-width:1100px){.lfc-pillars-grid,.categories-grid-words{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:720px){.hero-people-strip{flex-direction:column;align-items:flex-start}.lfc-pillars-grid,.categories-grid-words{grid-template-columns:1fr}}

/* IFC family-owner hero */
.lfc-hero-family{padding:0;min-height:90vh;display:flex;align-items:center;position:relative;overflow:hidden;background:url('assets/lfc-hero-family.png') center right/cover no-repeat}
.lfc-hero-family::before{content:'';position:absolute;inset:0;background:linear-gradient(90deg,rgba(15,39,66,0.82) 0%,rgba(15,39,66,0.68) 35%,rgba(15,39,66,0.35) 65%,rgba(15,39,66,0.15) 100%)}
.lfc-hero-family::after{display:none}
.hero-family-shell{position:relative;z-index:2;width:100%;display:flex;align-items:center;min-height:90vh}
.hero-family-copy{max-width:650px;padding:7rem 0 2rem}
.hero-family-copy .eyebrow{color:#F4A32C;margin-bottom:1.2rem}
.hero-family-copy h1{color:#fff;max-width:10ch;font-size:clamp(3.7rem,7.4vw,6.4rem);line-height:.92}
.hero-family-copy .subhead{margin-top:1.35rem;max-width:42ch;color:rgba(255,255,255,.92);font-size:1.1rem}
.hero-family-actions{margin-top:2rem}
.hero-family-actions .btn-light{background:rgba(255,255,255,.94);border-color:rgba(255,255,255,.94)}
.hero-family-actions .btn-light:hover{background:var(--gold);border-color:var(--gold)}
@media (max-width:900px){.lfc-hero-family::before{background:linear-gradient(90deg,rgba(15,39,66,0.86) 0%,rgba(15,39,66,0.74) 42%,rgba(15,39,66,0.48) 72%,rgba(15,39,66,0.28) 100%)}.hero-family-copy h1{max-width:11ch}}
@media (max-width:720px){.lfc-hero-family{min-height:90vh;background-position:64% center}.lfc-hero-family::before{background:linear-gradient(90deg,rgba(15,39,66,0.88) 0%,rgba(15,39,66,0.78) 46%,rgba(15,39,66,0.54) 78%,rgba(15,39,66,0.36) 100%)}.hero-family-shell{min-height:90vh}.hero-family-copy{padding:6.5rem 0 2rem}.hero-family-copy h1{max-width:12ch;font-size:clamp(2.8rem,10vw,4.2rem)}.hero-family-copy .subhead{font-size:1rem}}

/* IFC v3 redesigned header */
.site-header,.site-header.is-scrolled{background:#0F2742;border-bottom:1px solid rgba(255,255,255,.08);box-shadow:none;backdrop-filter:none}
.site-header.is-scrolled{box-shadow:0 4px 24px rgba(15,39,66,.18)}
.nav-shell,.site-header.is-scrolled .nav-shell{min-height:78px;padding:0;gap:2rem;flex-wrap:nowrap}
.brand-lockup{flex-shrink:0}
.brand-lockup img,.site-header.is-scrolled .brand-lockup img{width:180px;height:auto;filter:none}
.site-nav{display:flex;flex:1;justify-content:center;align-items:center;gap:2.4rem;flex-wrap:nowrap}
.site-nav a,.site-header.is-scrolled .site-nav a{font-size:.74rem;letter-spacing:.18em;text-transform:uppercase;font-weight:600;color:rgba(255,255,255,.78);white-space:nowrap;position:relative;padding:.5rem 0;line-height:1;text-decoration:none;font-family:'Manrope',Inter,sans-serif;transition:color .2s ease}
.site-nav a:hover,.site-header.is-scrolled .site-nav a:hover{color:#fff;text-decoration:none}
.site-nav a.active,.site-header.is-scrolled .site-nav a.active{color:#fff;text-decoration:none}
.site-nav a.active::after{content:'';position:absolute;bottom:-2px;left:0;right:0;height:2px;background:#F4A32C}
.btn-small{padding:.7rem 1.15rem;font-size:.74rem;letter-spacing:.12em;text-transform:uppercase;border-radius:0;flex-shrink:0}
.site-header .btn-dark{background:#F4A32C;color:#0F2742;border:0;box-shadow:none}
.site-header .btn-dark:hover{background:#fff;color:#0F2742}
.menu-toggle{background:transparent;border:1px solid rgba(255,255,255,.20);color:#fff;border-radius:0;padding:.6rem .95rem;font-size:.72rem;letter-spacing:.14em;text-transform:uppercase}
.menu-toggle:hover{background:rgba(255,255,255,.1)}

@media (max-width:1180px){
  .nav-shell{gap:1.2rem}
  .site-nav{gap:1.8rem}
}
@media (max-width:1024px){
  .nav-shell,.site-header.is-scrolled .nav-shell{min-height:72px;flex-wrap:nowrap}
  .menu-toggle{display:inline-flex}
  .desktop-only{display:none !important}
  .site-nav{display:none;position:absolute;top:100%;left:0;right:0;background:#0F2742;flex-direction:column;align-items:stretch;gap:0;padding:.5rem 0 1.5rem;border-top:1px solid rgba(255,255,255,.06)}
  .site-nav.open{display:flex}
  .site-nav a{padding:1rem 1.5rem;width:100%;text-align:left;font-size:.8rem;letter-spacing:.16em;border-bottom:1px solid rgba(255,255,255,.04)}
  .site-nav a.active::after{display:none}
  .site-nav a.active{background:rgba(244,163,44,.08);border-left:3px solid #F4A32C}
}
@media (max-width:720px){
  .brand-lockup img,.site-header.is-scrolled .brand-lockup img{width:170px}
  .nav-shell{padding:0 .25rem}
}

/* IFC v4 header reduction + split hero */
.site-header,.site-header.is-scrolled{background:#0F2742}
.nav-shell,.site-header.is-scrolled .nav-shell{min-height:38px;padding:.25rem 0;gap:1.4rem}
.brand-lockup img,.site-header.is-scrolled .brand-lockup img{width:96px;height:auto;filter:none}
.btn-small{padding:.55rem .95rem;font-size:.68rem}
.site-nav{gap:2rem}
.site-nav a,.site-header.is-scrolled .site-nav a{font-size:.7rem;letter-spacing:.18em}

.lfc-hero-split{background:#fff;border-bottom:1px solid var(--line)}
.hero-split-grid{display:grid;grid-template-columns:1.05fr .95fr;min-height:78vh;width:100%}
.hero-split-copy{display:flex;align-items:center;justify-content:flex-end;padding:6rem 5rem 6rem 7vw;background:#fff}
.hero-split-copy-inner{max-width:560px;width:100%}
.hero-split-copy .eyebrow{color:#F4A32C;margin-bottom:1.6rem;display:inline-block;padding-bottom:.65rem;border-bottom:2px solid #F4A32C}
.hero-split-copy h1{color:#0F2742;font-family:'Manrope',Inter,sans-serif;font-weight:800;font-size:clamp(2.8rem,4.4vw,4.4rem);line-height:1.02;letter-spacing:-.025em;max-width:14ch}
.hero-split-copy .subhead{margin-top:1.8rem;max-width:50ch;color:#5C6673;font-size:1.1rem;line-height:1.6}
.hero-split-actions{margin-top:2.5rem;gap:.8rem;flex-wrap:wrap}
.hero-split-actions .btn-dark{background:#0F2742;color:#fff;border-radius:0;padding:1rem 1.6rem;font-size:.78rem;letter-spacing:.14em}
.hero-split-actions .btn-dark:hover{background:#F4A32C;color:#0F2742}
.hero-split-actions .btn-light{background:transparent;color:#0F2742;border:1px solid #0F2742;border-radius:0;padding:1rem 1.6rem;font-size:.78rem;letter-spacing:.14em}
.hero-split-actions .btn-light:hover{background:#0F2742;color:#fff;border-color:#0F2742}
.hero-split-image{position:relative;background:linear-gradient(135deg,#0E2A4A 0%,#1A3E69 60%,#0E2A4A 100%);min-height:78vh;overflow:hidden}
.hero-split-image::before{content:'';position:absolute;inset:0;background:url('assets/council-logo.png') center center/55% no-repeat;opacity:.14}
.hero-split-image::after{content:'';position:absolute;right:-15%;top:-15%;width:60%;aspect-ratio:1;border-radius:50%;background:radial-gradient(circle,rgba(182,51,43,.22) 0%,rgba(182,51,43,0) 70%)}

@media (max-width:1024px){
  .hero-split-grid{grid-template-columns:1fr;min-height:auto}
  .hero-split-copy{padding:5rem 2rem 4rem;justify-content:center}
  .hero-split-copy-inner{max-width:640px}
  .hero-split-image{min-height:60vh;background-position:center 30%}
}
@media (max-width:720px){
  .hero-split-copy{padding:4rem 1.5rem 3rem}
  .hero-split-copy h1{font-size:clamp(2.2rem,8vw,3rem)}
  .hero-split-copy .subhead{font-size:1rem}
  .hero-split-actions{flex-direction:column;align-items:stretch}
  .hero-split-actions .btn{text-align:center;width:100%}
  .hero-split-image{min-height:50vh;background-position:center 30%}
  .nav-shell,.site-header.is-scrolled .nav-shell{min-height:52px}
  .brand-lockup img,.site-header.is-scrolled .brand-lockup img{width:110px}
}

/* IFC executive directory */
.page-intro-tight{padding:5.5rem 0 3rem}
.lfc-leaders-section{padding:4rem 0 8rem}
.lfc-leaders-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:3.5rem 2.5rem}
.lfc-leader-card{background:transparent;border:0;border-radius:0;box-shadow:none;padding:0;display:flex;flex-direction:column;gap:1.25rem;transition:transform .35s ease}
.lfc-leader-card:hover{transform:none;box-shadow:none}
.lfc-leader-photo{display:block;width:100%;aspect-ratio:4/5;overflow:hidden;background:#F0F1F2;position:relative;border-radius:0}
.lfc-leader-photo img{width:100%;height:100%;object-fit:cover;object-position:center 16%;display:block;transition:transform .7s ease;transform:scale(1.08);transform-origin:center 18%}
.lfc-leader-photo:hover img{transform:scale(1.02)}
.lfc-leader-meta{display:flex;flex-direction:column;gap:.4rem}
.lfc-leader-meta h3{font-family:'Manrope',Inter,sans-serif;font-weight:700;font-size:1.35rem;line-height:1.2;color:#0F2742;margin:0}
.lfc-leader-title{margin:0;font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:#F4A32C;font-weight:700;line-height:1.45}
.lfc-leader-location{margin:.1rem 0 .35rem;font-size:.9rem;color:#5C6673;letter-spacing:.02em}
.lfc-leader-bio{margin:0;font-size:.96rem;color:#2B2E34;line-height:1.55;max-width:38ch}
.lfc-leader-link{margin-top:.65rem;font-family:'Manrope',Inter,sans-serif;font-size:.74rem;letter-spacing:.16em;text-transform:uppercase;font-weight:700;color:#0F2742;display:inline-flex;align-items:center;gap:.5rem;padding:.55rem 0;border-bottom:1.5px solid #0F2742;width:max-content;transition:color .2s ease, border-color .2s ease, gap .2s ease}
.lfc-leader-link span{transition:transform .2s ease}
.lfc-leader-link:hover{color:#F4A32C;border-color:#F4A32C;gap:.75rem}
.lfc-leader-link:hover span{transform:translateX(2px)}

@media (max-width:960px){.lfc-leaders-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:2.8rem 2rem}}
@media (max-width:640px){.lfc-leaders-grid{grid-template-columns:1fr;gap:3rem}.lfc-leader-bio{max-width:none}}

/* IFC Resources knowledge center */
.resources-hero-shell{position:relative;z-index:2}
.resources-hero h1{max-width:16ch}
.resources-stat-strip{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:1rem;margin-top:2.25rem;padding-top:2rem;border-top:1px solid rgba(15,39,66,.10)}
.resources-stat-strip > div{padding:1rem 1.1rem;background:rgba(255,255,255,.72);border:1px solid rgba(15,39,66,.08)}
.resources-stat-strip strong{display:block;font-family:'Manrope',Inter,sans-serif;font-weight:800;font-size:1.7rem;color:#0F2742;line-height:1.1;margin-bottom:.35rem}
.resources-stat-strip span{font-size:.74rem;letter-spacing:.18em;text-transform:uppercase;color:#5C6673;font-weight:700}

.resources-section-head{margin-bottom:3rem;max-width:62ch}
.resources-section-head .eyebrow{color:#F4A32C;margin-bottom:.85rem;letter-spacing:.2em}
.resources-section-head h2{font-family:'Manrope',Inter,sans-serif;font-weight:800;font-size:clamp(2rem,3.4vw,3rem);line-height:1.08;color:#0F2742;letter-spacing:-.02em;max-width:24ch}
.resources-section-head.split-row{display:flex;justify-content:space-between;align-items:flex-end;gap:2rem;max-width:none}
.resources-section-head.split-row > div{max-width:50ch}

.resources-featured-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:2.5rem}
.resource-report{display:flex;flex-direction:column;gap:1.3rem}
.resource-report-cover{position:relative;aspect-ratio:5/6.4;background:#0F2742;padding:1.8rem 1.8rem 1.6rem;color:#fff;display:flex;flex-direction:column;justify-content:space-between;overflow:hidden;transition:transform .35s ease}
.resource-report:hover .resource-report-cover{transform:translateY(-4px)}
.resource-report-cover::before{content:'';position:absolute;left:0;top:0;width:100%;height:5px;background:#F4A32C}
.resource-report-cover::after{content:'';position:absolute;right:-50%;bottom:-50%;width:130%;height:130%;border-radius:50%;border:1px solid rgba(255,255,255,.08);pointer-events:none}
.resource-report-tag{display:inline-block;font-size:.66rem;letter-spacing:.18em;text-transform:uppercase;font-weight:700;color:#F4A32C;border:1px solid rgba(244,163,44,.4);padding:.4rem .65rem;width:max-content;border-radius:0}
.resource-report-cover h3{font-family:'Manrope',Inter,sans-serif;font-weight:800;font-size:1.6rem;line-height:1.18;color:#fff;margin:1.2rem 0 0;max-width:18ch;letter-spacing:-.015em;position:relative;z-index:2}
.resource-report-meta{font-size:.74rem;letter-spacing:.18em;text-transform:uppercase;color:rgba(255,255,255,.6);font-weight:600;position:relative;z-index:2}
.resource-report-cover-1{background:linear-gradient(160deg,#0F2742 0%,#17385C 100%)}
.resource-report-cover-2{background:linear-gradient(160deg,#13355C 0%,#0F2742 100%)}
.resource-report-cover-3{background:linear-gradient(160deg,#0F2742 0%,#1B4571 100%)}
.resource-report-cover-4{background:linear-gradient(160deg,#0B1E33 0%,#15314E 100%)}
.resource-report-meta-row{display:flex;justify-content:space-between;gap:1.2rem;align-items:flex-end}
.resource-report-meta-row p{margin:0;color:#5C6673;font-size:.96rem;line-height:1.55;max-width:36ch}
.resource-report-link{font-family:'Manrope',Inter,sans-serif;font-size:.74rem;letter-spacing:.16em;text-transform:uppercase;font-weight:700;color:#0F2742;border-bottom:1.5px solid #0F2742;padding-bottom:.4rem;white-space:nowrap;display:inline-flex;align-items:center;gap:.4rem;transition:color .2s ease, border-color .2s ease, gap .2s ease}
.resource-report-link:hover{color:#F4A32C;border-color:#F4A32C;gap:.6rem}

.resources-topics-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1.5rem}
.resources-topic{display:flex;flex-direction:column;gap:1.2rem;padding:1.8rem;background:#fff;border:1px solid var(--line);transition:border-color .25s ease, transform .25s ease, box-shadow .25s ease;color:inherit;text-decoration:none}
.resources-topic:hover{border-color:#F4A32C;transform:translateY(-3px);box-shadow:0 14px 32px rgba(15,39,66,.07)}
.resources-topic-icon{width:48px;height:48px;display:flex;align-items:center;justify-content:center;color:#0F2742;border:1px solid var(--line);background:#F8F8F6;transition:color .25s ease, border-color .25s ease}
.resources-topic:hover .resources-topic-icon{color:#F4A32C;border-color:#F4A32C}
.resources-topic-body h3{font-family:'Manrope',Inter,sans-serif;font-weight:700;font-size:1.15rem;color:#0F2742;line-height:1.2;margin:0 0 .45rem;letter-spacing:-.01em}
.resources-topic-body p{margin:0;color:#5C6673;font-size:.94rem;line-height:1.55}
.resources-topic-count{margin-top:auto;font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;color:#F4A32C;font-weight:700}

.resources-insights-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:1.5rem}
.resources-insight{padding:1.8rem;background:#fff;border:1px solid var(--line);display:flex;flex-direction:column;gap:1rem;transition:border-color .25s ease, transform .25s ease}
.resources-insight:hover{border-color:#0F2742;transform:translateY(-3px)}
.resources-insight-tag{font-size:.66rem;letter-spacing:.18em;text-transform:uppercase;color:#F4A32C;font-weight:700;padding-bottom:.6rem;border-bottom:1px solid var(--line);width:max-content}
.resources-insight h3{font-family:'Manrope',Inter,sans-serif;font-weight:700;font-size:1.05rem;line-height:1.28;color:#0F2742;margin:0;letter-spacing:-.01em}
.resources-insight p{margin:0;color:#5C6673;font-size:.92rem;line-height:1.55}
.resources-insight-meta{margin-top:auto;font-size:.74rem;letter-spacing:.14em;text-transform:uppercase;color:#5C6673;font-weight:600}

.resources-tools-grid{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:1.5rem}
.resources-tool{padding:1.6rem;background:#fff;border:1px solid var(--line);display:flex;flex-direction:column;gap:.9rem;transition:border-color .25s ease, transform .25s ease}
.resources-tool:hover{border-color:#0F2742;transform:translateY(-3px)}
.resources-tool-icon{font-family:'Manrope',Inter,sans-serif;font-weight:800;font-size:.95rem;letter-spacing:.12em;color:#F4A32C;width:max-content;padding-bottom:.5rem;border-bottom:2px solid #F4A32C}
.resources-tool h3{font-family:'Manrope',Inter,sans-serif;font-weight:700;font-size:1rem;line-height:1.28;color:#0F2742;margin:0;letter-spacing:-.01em}
.resources-tool p{margin:0;color:#5C6673;font-size:.9rem;line-height:1.5}
.resources-tool a{margin-top:auto;font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;color:#0F2742;font-weight:700;display:inline-flex;align-items:center;gap:.4rem;border-bottom:1.5px solid #0F2742;padding-bottom:.35rem;width:max-content;transition:color .2s ease, border-color .2s ease, gap .2s ease}
.resources-tool a:hover{color:#F4A32C;border-color:#F4A32C;gap:.55rem}

.resources-recommended-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:2rem}
.resources-recommendation{padding:2rem;background:#fff;border:1px solid var(--line);display:flex;flex-direction:column;gap:1.2rem}
.resources-recommendation-advisor{display:flex;align-items:center;gap:1rem;padding-bottom:1.2rem;border-bottom:1px solid var(--line)}
.resources-recommendation-advisor img{width:64px;height:64px;object-fit:cover;object-position:center top;border-radius:50%}
.resources-recommendation-advisor strong{display:block;font-family:'Manrope',Inter,sans-serif;font-weight:700;color:#0F2742;font-size:1rem;letter-spacing:-.005em}
.resources-recommendation-advisor span{display:block;font-size:.76rem;letter-spacing:.14em;text-transform:uppercase;color:#F4A32C;font-weight:700;margin-top:.25rem}
.resources-recommendation h3{font-family:'Manrope',Inter,sans-serif;font-weight:700;font-size:1.08rem;line-height:1.3;color:#0F2742;margin:0;letter-spacing:-.01em}
.resources-recommendation p{margin:0;color:#5C6673;font-size:.96rem;line-height:1.6;font-style:italic}

.resources-cta-section{padding-top:4rem;padding-bottom:7rem}
.resources-cta{display:grid;grid-template-columns:1.1fr .9fr;gap:3rem;align-items:center;padding:4rem;background:#0F2742;color:#fff}
.resources-cta .eyebrow{color:#F4A32C;letter-spacing:.18em;margin-bottom:1.2rem}
.resources-cta h2{font-family:'Manrope',Inter,sans-serif;font-weight:800;color:#fff;font-size:clamp(1.6rem,2.3vw,2.2rem);line-height:1.2;letter-spacing:-.015em;margin:0;max-width:38ch}
.resources-cta-actions{margin:0;justify-content:flex-end;flex-wrap:wrap}
.resources-cta-actions .btn-dark{background:#F4A32C;color:#0F2742;border-radius:0;padding:1rem 1.5rem;font-size:.76rem;letter-spacing:.14em}
.resources-cta-actions .btn-dark:hover{background:#fff;color:#0F2742}
.resources-cta-actions .btn-light{background:transparent;color:#fff;border:1px solid rgba(255,255,255,.5);border-radius:0;padding:1rem 1.5rem;font-size:.76rem;letter-spacing:.14em}
.resources-cta-actions .btn-light:hover{background:#fff;color:#0F2742;border-color:#fff}

@media (max-width:1100px){
  .resources-featured-grid,.resources-insights-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .resources-topics-grid,.resources-recommended-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .resources-tools-grid{grid-template-columns:repeat(3,minmax(0,1fr))}
  .resources-cta{grid-template-columns:1fr;padding:3rem}
  .resources-cta-actions{justify-content:flex-start}
}
@media (max-width:720px){
  .resources-hero{padding:5rem 0 3rem}
  .resources-stat-strip{grid-template-columns:repeat(2,minmax(0,1fr));gap:1.5rem}
  .resources-featured-grid,.resources-topics-grid,.resources-insights-grid,.resources-tools-grid,.resources-recommended-grid{grid-template-columns:1fr}
  .resources-section-head.split-row{flex-direction:column;align-items:flex-start;gap:1rem}
  .resource-report-meta-row{flex-direction:column;align-items:flex-start;gap:1rem}
  .resources-cta{padding:2.5rem 1.75rem}
  .resources-cta-actions{flex-direction:column;align-items:stretch}
  .resources-cta-actions .btn{width:100%;text-align:center}
}

/* IFC v5 unified design system */

/* Section spacing */
.section{padding:8rem 0}
.final-section{padding-bottom:9rem}

/* Unified section head */
.lfc-section-head{margin-bottom:3rem;max-width:60ch}
.lfc-section-head .eyebrow{color:#F4A32C;letter-spacing:.2em;margin-bottom:.95rem}
.lfc-section-head h2{font-family:'Manrope',Inter,sans-serif;font-weight:800;font-size:clamp(2.1rem,3.6vw,3.2rem);line-height:1.08;color:#0F2742;letter-spacing:-.02em;max-width:24ch;margin:0}
.lfc-section-head.split-row{display:flex;justify-content:space-between;align-items:flex-end;gap:2rem;max-width:none}
.lfc-section-head.split-row > div{max-width:50ch}

/* Home: IFC by the numbers */
.lfc-numbers-section{padding:6rem 0 4rem;background:#fff}
.lfc-numbers-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:2.5rem;padding-top:1rem;border-top:1px solid var(--line)}
.lfc-number{padding:2rem 0 0;border-top:3px solid #F4A32C;max-width:24ch}
.lfc-number strong{display:block;font-family:'Manrope',Inter,sans-serif;font-weight:800;font-size:2.4rem;line-height:1.1;color:#0F2742;letter-spacing:-.015em;margin-bottom:.7rem}
.lfc-number span{font-size:.78rem;letter-spacing:.18em;text-transform:uppercase;color:#5C6673;font-weight:600;line-height:1.4}

/* Home: Mission strip */
.lfc-mission-section{padding:7rem 0;background:#F8F8F6;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.lfc-mission-shell{display:grid;grid-template-columns:.95fr 1.05fr;gap:4rem;align-items:start}
.lfc-mission-shell .eyebrow{color:#F4A32C;letter-spacing:.2em;margin-bottom:1rem}
.lfc-mission-shell h2{font-family:'Manrope',Inter,sans-serif;font-weight:800;font-size:clamp(2rem,3.4vw,3rem);line-height:1.1;color:#0F2742;letter-spacing:-.02em;max-width:22ch}
.lfc-mission-shell .large-copy{color:#2B2E34;font-size:1.15rem;line-height:1.65;max-width:50ch}

/* Home: Featured insights */
.lfc-insights-section{padding:8rem 0 6rem}
.lfc-insights-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:2.5rem}
.lfc-insight-card{display:flex;flex-direction:column;gap:1.3rem;transition:transform .35s ease}
.lfc-insight-card:hover{transform:translateY(-4px)}
.lfc-insight-cover{position:relative;aspect-ratio:5/6.3;padding:1.8rem;color:#fff;display:flex;flex-direction:column;justify-content:space-between;overflow:hidden}
.lfc-insight-cover::before{content:'';position:absolute;left:0;top:0;width:100%;height:4px;background:#F4A32C}
.lfc-insight-cover::after{content:'';position:absolute;right:-30%;bottom:-30%;width:90%;height:90%;border-radius:50%;border:1px solid rgba(255,255,255,.08);pointer-events:none}
.lfc-insight-cover-1{background:linear-gradient(160deg,#0F2742 0%,#17385C 100%)}
.lfc-insight-cover-2{background:linear-gradient(160deg,#13355C 0%,#0F2742 100%)}
.lfc-insight-cover-3{background:linear-gradient(160deg,#0F2742 0%,#1B4571 100%)}
.lfc-insight-tag{display:inline-block;font-size:.66rem;letter-spacing:.18em;text-transform:uppercase;font-weight:700;color:#F4A32C;border:1px solid rgba(244,163,44,.4);padding:.4rem .65rem;width:max-content}
.lfc-insight-cover h3{font-family:'Manrope',Inter,sans-serif;font-weight:800;font-size:1.5rem;line-height:1.18;color:#fff;margin:1.2rem 0 0;max-width:16ch;letter-spacing:-.015em;position:relative;z-index:2}
.lfc-insight-body{display:flex;flex-direction:column;gap:.85rem}
.lfc-insight-meta{font-size:.74rem;letter-spacing:.16em;text-transform:uppercase;color:#5C6673;font-weight:600}
.lfc-insight-body p{margin:0;color:#5C6673;font-size:.95rem;line-height:1.6}
.lfc-insight-link{font-family:'Manrope',Inter,sans-serif;font-size:.74rem;letter-spacing:.16em;text-transform:uppercase;font-weight:700;color:#0F2742;border-bottom:1.5px solid #0F2742;padding-bottom:.4rem;width:max-content;display:inline-flex;align-items:center;gap:.4rem;transition:color .2s ease,border-color .2s ease,gap .2s ease}
.lfc-insight-link:hover{color:#F4A32C;border-color:#F4A32C;gap:.6rem}

/* Home: Featured categories */
.lfc-categories-section{padding:8rem 0}
.lfc-categories-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1.5rem}
.lfc-category-card{padding:2rem;background:#fff;border:1px solid var(--line);text-decoration:none;color:inherit;display:flex;flex-direction:column;gap:1.1rem;transition:border-color .25s ease,transform .25s ease,box-shadow .25s ease}
.lfc-category-card:hover{border-color:#F4A32C;transform:translateY(-3px);box-shadow:0 14px 32px rgba(15,39,66,.07)}
.lfc-category-icon{width:56px;height:56px;display:flex;align-items:center;justify-content:center;color:#0F2742;border:1px solid var(--line);background:#F8F8F6;transition:color .25s ease,border-color .25s ease}
.lfc-category-card:hover .lfc-category-icon{color:#F4A32C;border-color:#F4A32C}
.lfc-category-card h3{font-family:'Manrope',Inter,sans-serif;font-weight:700;font-size:1.25rem;color:#0F2742;line-height:1.2;margin:0;letter-spacing:-.01em}
.lfc-category-card p{margin:0;color:#5C6673;font-size:.95rem;line-height:1.55}
.lfc-category-explore{margin-top:auto;font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;color:#0F2742;font-weight:700;display:inline-flex;align-items:center;gap:.4rem}

/* Home: Success stories */
.lfc-success-section{padding:8rem 0}
.lfc-success-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:2rem}
.lfc-success-card{padding:2rem;background:#fff;border:1px solid var(--line);display:flex;flex-direction:column;gap:1.1rem;transition:border-color .25s ease,transform .25s ease}
.lfc-success-card:hover{border-color:#0F2742;transform:translateY(-3px)}
.lfc-success-meta{display:flex;flex-direction:column;gap:.2rem;padding-bottom:1rem;border-bottom:1px solid var(--line)}
.lfc-success-meta strong{font-family:'Manrope',Inter,sans-serif;font-weight:700;color:#0F2742;font-size:1.05rem;letter-spacing:-.005em}
.lfc-success-meta span{font-size:.76rem;letter-spacing:.14em;text-transform:uppercase;color:#F4A32C;font-weight:700}
.lfc-success-card h3{font-family:'Manrope',Inter,sans-serif;font-weight:700;font-size:1.2rem;line-height:1.25;color:#0F2742;margin:0;letter-spacing:-.01em}
.lfc-success-card p{margin:0;color:#5C6673;font-size:.96rem;line-height:1.6;font-style:italic}
.lfc-success-tag{margin-top:auto;font-size:.7rem;letter-spacing:.14em;text-transform:uppercase;color:#5C6673;font-weight:600;padding-top:1rem;border-top:1px solid var(--line)}

/* Home: Leadership */
.lfc-leadership-section{padding:8rem 0}
.lfc-leadership-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:2.5rem}
.lfc-leadership-card{display:flex;flex-direction:column;gap:1.2rem}
.lfc-leadership-photo{aspect-ratio:4/5;overflow:hidden;background:#F0F1F2}
.lfc-leadership-photo img{width:100%;height:100%;object-fit:cover;object-position:center 16%;transform:scale(1.08);transform-origin:center 18%}
.lfc-leadership-title{font-size:.76rem;letter-spacing:.14em;text-transform:uppercase;color:#F4A32C;font-weight:700;margin:0;line-height:1.4}
.lfc-leadership-card h3{font-family:'Manrope',Inter,sans-serif;font-weight:700;font-size:1.3rem;color:#0F2742;letter-spacing:-.01em;margin:.35rem 0 .55rem}
.lfc-leadership-card p{margin:0;color:#5C6673;font-size:.96rem;line-height:1.55}

/* Home: Partners */
.lfc-partners-section{padding:7rem 0;background:#F8F8F6;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.lfc-partners-sub{margin-top:1rem;color:#5C6673;font-size:1.05rem;line-height:1.6;max-width:50ch}
.lfc-partners-grid{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:1.5rem;margin-top:3rem}
.lfc-partner-mark{aspect-ratio:5/3;display:flex;align-items:center;justify-content:center;background:#fff;border:1px solid var(--line);padding:1.4rem;transition:border-color .25s ease,transform .25s ease}
.lfc-partner-mark:hover{border-color:#0F2742;transform:translateY(-3px)}
.lfc-partner-mark span{font-family:'Manrope',Inter,sans-serif;font-weight:700;font-size:.78rem;line-height:1.25;color:#0F2742;letter-spacing:.04em;text-align:center}

/* Home CTA */
.lfc-home-cta-section{padding:6rem 0 9rem}
.lfc-home-cta{display:grid;grid-template-columns:1.2fr .8fr;gap:3rem;align-items:center;padding:4.5rem;background:#0F2742;color:#fff}
.lfc-home-cta .eyebrow{color:#F4A32C;letter-spacing:.18em;margin-bottom:1.2rem}
.lfc-home-cta h2{font-family:'Manrope',Inter,sans-serif;font-weight:800;color:#fff;font-size:clamp(1.7rem,2.5vw,2.4rem);line-height:1.18;letter-spacing:-.015em;margin:0;max-width:34ch}
.lfc-home-cta-actions{margin:0;justify-content:flex-end;flex-wrap:wrap}
.lfc-home-cta-actions .btn-dark{background:#F4A32C;color:#0F2742;border-radius:0;padding:1rem 1.5rem;font-size:.76rem;letter-spacing:.14em}
.lfc-home-cta-actions .btn-dark:hover{background:#fff;color:#0F2742}
.lfc-home-cta-actions .btn-light{background:transparent;color:#fff;border:1px solid rgba(255,255,255,.5);border-radius:0;padding:1rem 1.5rem;font-size:.76rem;letter-spacing:.14em}
.lfc-home-cta-actions .btn-light:hover{background:#fff;color:#0F2742;border-color:#fff}

/* About IFC page */
.lfc-about-hero-shell{max-width:780px}

.lfc-mission-vision-section{padding:7rem 0}
.lfc-mission-vision-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:3rem}
.lfc-mv-card{padding:3rem;background:#F8F8F6;border-left:4px solid #F4A32C}
.lfc-mv-card .eyebrow{color:#F4A32C;letter-spacing:.18em;margin-bottom:1rem}
.lfc-mv-card h2{font-family:'Manrope',Inter,sans-serif;font-weight:800;font-size:1.7rem;line-height:1.18;color:#0F2742;letter-spacing:-.01em;margin:0 0 1.2rem;max-width:22ch}
.lfc-mv-card p{margin:0;color:#2B2E34;font-size:1rem;line-height:1.65}

.lfc-who-we-serve-section{padding:8rem 0}
.lfc-serve-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:1.5rem}
.lfc-serve-card{padding:2rem;background:#fff;border:1px solid var(--line);display:flex;flex-direction:column;gap:.85rem}
.lfc-serve-num{font-family:'Manrope',Inter,sans-serif;font-weight:800;font-size:.9rem;letter-spacing:.16em;color:#F4A32C;padding-bottom:.6rem;border-bottom:2px solid #F4A32C;width:max-content}
.lfc-serve-card h3{font-family:'Manrope',Inter,sans-serif;font-weight:700;font-size:1.15rem;color:#0F2742;letter-spacing:-.005em;margin:0}
.lfc-serve-card p{margin:0;color:#5C6673;font-size:.94rem;line-height:1.55}

.lfc-leadership-about-section{padding:8rem 0}

.lfc-why-section{padding:8rem 0}
.lfc-why-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:4rem;align-items:start}
.lfc-why-grid > div:first-child .eyebrow{color:#F4A32C;letter-spacing:.2em;margin-bottom:1rem}
.lfc-why-grid > div:first-child h2{font-family:'Manrope',Inter,sans-serif;font-weight:800;font-size:clamp(2.1rem,3.6vw,3rem);line-height:1.1;color:#0F2742;letter-spacing:-.02em;max-width:18ch;margin:0 0 1.4rem}
.lfc-why-grid > div:first-child p{color:#2B2E34;font-size:1.05rem;line-height:1.65;max-width:50ch}
.lfc-why-pillars{display:grid;gap:1.5rem}
.lfc-why-pillar{padding:1.7rem;background:#fff;border:1px solid var(--line);display:grid;grid-template-columns:auto 1fr;gap:1.4rem;align-items:start}
.lfc-why-num{font-family:'Manrope',Inter,sans-serif;font-weight:800;font-size:1.6rem;color:#F4A32C;line-height:1}
.lfc-why-pillar h3{font-family:'Manrope',Inter,sans-serif;font-weight:700;font-size:1.15rem;color:#0F2742;letter-spacing:-.005em;margin:0 0 .45rem}
.lfc-why-pillar p{margin:0;color:#5C6673;font-size:.95rem;line-height:1.55}

.lfc-impact-section{padding:8rem 0}
.lfc-impact-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:1.5rem}
.lfc-impact-card{padding:2rem;background:#F8F8F6;border-top:3px solid #F4A32C}
.lfc-impact-card strong{display:block;font-family:'Manrope',Inter,sans-serif;font-weight:700;font-size:1.15rem;color:#0F2742;letter-spacing:-.005em;margin-bottom:.7rem}
.lfc-impact-card p{margin:0;color:#2B2E34;font-size:.95rem;line-height:1.6}

.lfc-about-cta-section{padding:6rem 0 9rem}

/* Franchising page */
.lfc-franch-hero-shell{max-width:840px}
.lfc-franch-toc{display:flex;flex-wrap:wrap;gap:.65rem;margin-top:2.25rem;padding-top:2rem;border-top:1px solid rgba(15,39,66,.10)}
.lfc-franch-toc a{font-family:'Manrope',Inter,sans-serif;font-size:.7rem;letter-spacing:.14em;text-transform:uppercase;font-weight:700;color:#0F2742;padding:.7rem 1rem;border:1px solid rgba(15,39,66,.10);background:rgba(255,255,255,.72);transition:border-color .2s ease,color .2s ease,background .2s ease;text-decoration:none}
.lfc-franch-toc a:hover{border-color:#0F2742;background:#0F2742;color:#fff}

.lfc-franch-section{padding:7rem 0}
.lfc-franch-split{display:grid;grid-template-columns:.95fr 1.05fr;gap:4rem;align-items:start}
.lfc-franch-copy .eyebrow{color:#F4A32C;letter-spacing:.18em;margin-bottom:1rem;font-size:.74rem}
.lfc-franch-copy h2{font-family:'Manrope',Inter,sans-serif;font-weight:800;font-size:clamp(2rem,3.4vw,2.9rem);line-height:1.1;color:#0F2742;letter-spacing:-.02em;max-width:20ch;margin:0 0 1.4rem}
.lfc-franch-copy p{color:#2B2E34;font-size:1.05rem;line-height:1.65;max-width:50ch;margin:0}
.lfc-franch-grid-2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1.5rem}
.lfc-franch-bullet{padding:1.6rem;background:#fff;border-left:3px solid #F4A32C}
.lfc-franch-bullet strong{display:block;font-family:'Manrope',Inter,sans-serif;font-weight:700;font-size:1.05rem;color:#0F2742;margin-bottom:.5rem}
.lfc-franch-bullet p{margin:0;color:#5C6673;font-size:.93rem;line-height:1.55}

.lfc-franch-myths{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1.5rem}
.lfc-franch-myth{padding:2rem;background:#fff;border:1px solid var(--line)}
.lfc-franch-tag-myth,.lfc-franch-tag-truth{display:inline-block;font-size:.66rem;letter-spacing:.18em;text-transform:uppercase;font-weight:700;padding:.35rem .6rem;margin-bottom:.65rem}
.lfc-franch-tag-myth{color:#9B5A2C;background:rgba(244,163,44,.12)}
.lfc-franch-tag-truth{color:#0F2742;background:rgba(15,39,66,.06);margin-top:1.2rem}
.lfc-franch-myth h3{font-family:'Manrope',Inter,sans-serif;font-weight:700;font-size:1.15rem;color:#0F2742;line-height:1.3;margin:0;letter-spacing:-.005em}
.lfc-franch-myth p{margin:0;color:#5C6673;font-size:.95rem;line-height:1.6}

.lfc-franch-models{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1.5rem}
.lfc-franch-model{padding:2rem;background:#fff;border:1px solid var(--line);display:flex;flex-direction:column;gap:1rem}
.lfc-franch-model-num{font-family:'Manrope',Inter,sans-serif;font-weight:800;font-size:2.2rem;color:#F4A32C;line-height:1}
.lfc-franch-model h3{font-family:'Manrope',Inter,sans-serif;font-weight:700;font-size:1.3rem;color:#0F2742;letter-spacing:-.01em;margin:0}
.lfc-franch-model p{margin:0;color:#2B2E34;font-size:.96rem;line-height:1.6}
.lfc-franch-model ul{margin:0;padding:0;list-style:none;display:grid;gap:.55rem}
.lfc-franch-model li{padding-left:1.2rem;position:relative;color:#5C6673;font-size:.92rem;line-height:1.5}
.lfc-franch-model li::before{content:'';position:absolute;left:0;top:.6rem;width:6px;height:1px;background:#F4A32C}

.lfc-franch-invest{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:1.5rem}
.lfc-franch-invest-card{padding:2rem;background:#fff;border:1px solid var(--line);display:flex;flex-direction:column;gap:.85rem}
.lfc-franch-tier{font-size:.7rem;letter-spacing:.18em;text-transform:uppercase;font-weight:700;color:#F4A32C;width:max-content;padding-bottom:.5rem;border-bottom:2px solid #F4A32C}
.lfc-franch-invest-card strong{display:block;font-family:'Manrope',Inter,sans-serif;font-weight:800;font-size:1.7rem;color:#0F2742;line-height:1.1;letter-spacing:-.015em}
.lfc-franch-invest-card h3{font-family:'Manrope',Inter,sans-serif;font-weight:700;font-size:1.05rem;color:#0F2742;letter-spacing:-.005em;margin:0}
.lfc-franch-invest-card p{margin:0;color:#5C6673;font-size:.92rem;line-height:1.55}

.lfc-franch-checklist{display:grid;gap:1.3rem}
.lfc-franch-check{display:grid;grid-template-columns:auto 1fr;gap:1.4rem;padding:1.4rem;background:#fff;border:1px solid var(--line);align-items:start}
.lfc-franch-check > span{font-family:'Manrope',Inter,sans-serif;font-weight:800;color:#F4A32C;font-size:1.1rem;letter-spacing:.06em}
.lfc-franch-check strong{display:block;font-family:'Manrope',Inter,sans-serif;font-weight:700;color:#0F2742;font-size:1.05rem;margin-bottom:.4rem;letter-spacing:-.005em}
.lfc-franch-check p{margin:0;color:#5C6673;font-size:.93rem;line-height:1.55}

.lfc-franch-discovery{display:grid;gap:1.3rem}
.lfc-franch-discovery-step{padding:1.6rem 1.8rem;background:#fff;border:1px solid var(--line);border-left:3px solid #F4A32C}
.lfc-franch-discovery-step strong{display:block;font-family:'Manrope',Inter,sans-serif;font-weight:700;font-size:.78rem;letter-spacing:.18em;text-transform:uppercase;color:#F4A32C;margin-bottom:.6rem}
.lfc-franch-discovery-step p{margin:0;color:#2B2E34;font-size:.98rem;line-height:1.6}

.lfc-franch-finance{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:1.5rem}
.lfc-franch-finance-card{padding:2rem;background:#fff;border:1px solid var(--line);display:flex;flex-direction:column;gap:.85rem}
.lfc-franch-finance-card h3{font-family:'Manrope',Inter,sans-serif;font-weight:700;font-size:1.15rem;color:#0F2742;letter-spacing:-.005em;margin:0;padding-bottom:.85rem;border-bottom:2px solid #F4A32C;width:max-content}
.lfc-franch-finance-card p{margin:0;color:#5C6673;font-size:.95rem;line-height:1.6}

.lfc-franch-timeline{margin:0;padding:0;list-style:none;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1.5rem}
.lfc-franch-timeline li{padding:2rem;background:#fff;border:1px solid var(--line);display:flex;flex-direction:column;gap:.85rem;position:relative}
.lfc-franch-timeline li::before{content:'';position:absolute;left:0;top:0;width:100%;height:3px;background:#F4A32C}
.lfc-franch-timeline span{font-size:.7rem;letter-spacing:.18em;text-transform:uppercase;font-weight:700;color:#F4A32C}
.lfc-franch-timeline strong{font-family:'Manrope',Inter,sans-serif;font-weight:700;font-size:1.1rem;color:#0F2742;letter-spacing:-.005em}
.lfc-franch-timeline p{margin:0;color:#5C6673;font-size:.93rem;line-height:1.55}

.lfc-franch-cta-section{padding:6rem 0 9rem}

/* Success stories page */
.lfc-stories-hero-shell{max-width:780px}

.lfc-stories-section{padding:6rem 0;display:flex;flex-direction:column}
.lfc-story-editorial{display:grid;grid-template-columns:.85fr 1.15fr;gap:4rem;align-items:start;padding:5rem 0;border-bottom:1px solid var(--line)}
.lfc-story-editorial:last-of-type{border-bottom:0}
.lfc-story-editorial.reversed{grid-template-columns:1.15fr .85fr}
.lfc-story-editorial.reversed .lfc-story-portrait{order:2}
.lfc-story-editorial.reversed .lfc-story-body{order:1}
.lfc-story-portrait{position:relative}
.lfc-story-portrait-frame{aspect-ratio:1/1;display:flex;align-items:center;justify-content:center;color:#fff;font-family:'Manrope',Inter,sans-serif;font-weight:800;font-size:5rem;letter-spacing:-.025em;position:relative;overflow:hidden}
.lfc-story-portrait-frame::before{content:'';position:absolute;left:0;top:0;width:100%;height:4px;background:#F4A32C}
.lfc-story-portrait-frame::after{content:'';position:absolute;right:-30%;bottom:-30%;width:90%;height:90%;border-radius:50%;border:1px solid rgba(255,255,255,.08)}
.lfc-story-portrait-1{background:linear-gradient(160deg,#0F2742 0%,#17385C 100%)}
.lfc-story-portrait-2{background:linear-gradient(160deg,#13355C 0%,#0F2742 100%)}
.lfc-story-portrait-3{background:linear-gradient(160deg,#0F2742 0%,#1B4571 100%)}
.lfc-story-portrait-initials{position:relative;z-index:2}
.lfc-story-meta-row{display:flex;flex-wrap:wrap;gap:1.2rem;align-items:center;margin-bottom:1.4rem;padding-bottom:1.4rem;border-bottom:1px solid var(--line)}
.lfc-story-meta-row > span{font-size:.74rem;letter-spacing:.14em;text-transform:uppercase;font-weight:600;color:#5C6673}
.lfc-story-name{font-family:'Manrope',Inter,sans-serif;font-weight:700;color:#0F2742 !important;font-size:.85rem !important;letter-spacing:.08em !important}
.lfc-story-location::before,.lfc-story-industry::before,.lfc-story-investment::before{content:'·';margin-right:1.2rem;color:#A8B3C3}
.lfc-story-body h2{font-family:'Manrope',Inter,sans-serif;font-weight:800;font-size:clamp(1.9rem,3vw,2.6rem);line-height:1.12;color:#0F2742;letter-spacing:-.02em;margin:0 0 1.2rem;max-width:24ch}
.lfc-story-lede{font-size:1.15rem;line-height:1.6;color:#2B2E34;margin:0 0 2.5rem;max-width:54ch}
.lfc-story-blocks{display:flex;flex-direction:column;gap:1rem}
.lfc-story-block{
  position:relative;
  overflow:hidden;
  padding:1.35rem 1.45rem 1.45rem;
  background:linear-gradient(180deg, rgba(255,255,255,.96), rgba(249,244,236,.94));
  border:1px solid rgba(15,39,66,.08);
  box-shadow:0 18px 38px rgba(15,39,66,.05);
}
.lfc-story-block::before{
  content:'';
  position:absolute;
  left:0;
  right:0;
  top:0;
  height:3px;
  background:linear-gradient(90deg, rgba(212,162,58,.95), rgba(212,162,58,.45));
}
.lfc-story-block::after{
  content:'';
  position:absolute;
  inset:auto -36px -40px auto;
  width:120px;
  height:120px;
  border-radius:50%;
  background:radial-gradient(circle, rgba(212,162,58,.14), rgba(212,162,58,0) 72%);
  pointer-events:none;
}
.lfc-story-block .eyebrow{color:#C7901F;letter-spacing:.16em;margin-bottom:.7rem;font-size:.72rem}
.lfc-story-block > p{margin:0;color:#2B2E34;font-size:1rem;line-height:1.6;max-width:55ch}
.lfc-story-block ul{margin:0;padding:0;list-style:none;display:flex;flex-direction:column;gap:.5rem}
.lfc-story-block li{padding-left:1.2rem;position:relative;color:#2B2E34;font-size:.96rem;line-height:1.55}
.lfc-story-block li::before{content:'';position:absolute;left:0;top:.65rem;width:6px;height:1px;background:#F4A32C}

.lfc-stories-cta-section{padding:5rem 0 9rem}

/* Contact page */
.lfc-contact-hero-shell{max-width:780px}

.lfc-contact-intro-section{padding:7rem 0 4rem}
.lfc-contact-intro-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:2rem}
.lfc-contact-intro-card{padding:2.5rem;background:#fff;border:1px solid var(--line);display:flex;flex-direction:column;gap:1rem}
.lfc-contact-intro-card .eyebrow{color:#F4A32C;letter-spacing:.18em;margin-bottom:.4rem}
.lfc-contact-intro-card h3{font-family:'Manrope',Inter,sans-serif;font-weight:700;font-size:1.3rem;color:#0F2742;letter-spacing:-.01em;margin:0 0 .85rem}
.lfc-contact-intro-card ul,.lfc-contact-intro-card ol{margin:0;padding:0;list-style:none;display:flex;flex-direction:column;gap:.65rem}
.lfc-contact-intro-card li{padding-left:1.2rem;position:relative;color:#2B2E34;font-size:.96rem;line-height:1.55}
.lfc-contact-intro-card li::before{content:'';position:absolute;left:0;top:.65rem;width:6px;height:1px;background:#F4A32C}
.lfc-contact-intro-card ol{counter-reset:contact-step}
.lfc-contact-intro-card ol li{counter-increment:contact-step;padding-left:2rem}
.lfc-contact-intro-card ol li::before{content:counter(contact-step,decimal-leading-zero);position:static;color:#F4A32C;background:transparent;width:auto;height:auto;font-family:'Manrope',Inter,sans-serif;font-weight:700;font-size:.78rem;letter-spacing:.06em;margin-right:.6rem;display:inline-block;margin-left:-2rem;width:1.5rem}
.lfc-contact-intro-card strong{color:#0F2742;font-weight:700;margin-right:.3rem}

.lfc-contact-form-section{padding:7rem 0}
.lfc-contact-form-grid{display:grid;grid-template-columns:.95fr 1.05fr;gap:4rem;align-items:start}
.lfc-contact-form-copy .eyebrow{color:#F4A32C;letter-spacing:.2em;margin-bottom:1rem}
.lfc-contact-form-copy h2{font-family:'Manrope',Inter,sans-serif;font-weight:800;font-size:clamp(2rem,3.4vw,3rem);line-height:1.1;color:#0F2742;letter-spacing:-.02em;max-width:18ch;margin:0 0 1.4rem}
.lfc-contact-form-copy .muted{color:#5C6673;font-size:1.05rem;line-height:1.65;max-width:50ch;margin:0 0 2rem}
.lfc-contact-direct{display:grid;gap:1rem}
.lfc-contact-direct span{display:grid;gap:.35rem;padding:1.2rem;background:#F8F8F6;border-left:3px solid #F4A32C}
.lfc-contact-direct strong{font-size:.72rem;letter-spacing:.18em;text-transform:uppercase;color:#0F2742;font-weight:700}
.lfc-contact-direct a{color:#0F2742;font-size:.95rem}
.lfc-contact-form{display:flex;flex-direction:column;gap:1rem;padding:2.5rem;background:#F8F8F6}
.lfc-contact-form label{display:flex;flex-direction:column;gap:.45rem;color:#0F2742;font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;font-weight:700;font-family:'Manrope',Inter,sans-serif}
.lfc-contact-form input,.lfc-contact-form select,.lfc-contact-form textarea{width:100%;border:1px solid var(--line);background:#fff;padding:.95rem 1rem;font:inherit;color:#0F2742;border-radius:0;font-family:Inter,sans-serif;font-size:.96rem;letter-spacing:0;text-transform:none;font-weight:400}
.lfc-contact-form input:focus,.lfc-contact-form select:focus,.lfc-contact-form textarea:focus{outline:2px solid #F4A32C;outline-offset:-2px;border-color:transparent}
.lfc-contact-form .btn-dark{background:#0F2742;color:#fff;border-radius:0;padding:1.1rem 1.5rem;font-size:.78rem;letter-spacing:.14em;align-self:flex-start;width:max-content}
.lfc-contact-form .btn-dark:hover{background:#F4A32C;color:#0F2742}

.lfc-contact-faq-section{padding:7rem 0 9rem}
.lfc-contact-faq-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1.5rem}
.lfc-contact-faq{padding:2rem;background:#fff;border:1px solid var(--line)}
.lfc-contact-faq h3{font-family:'Manrope',Inter,sans-serif;font-weight:700;font-size:1.05rem;color:#0F2742;letter-spacing:-.005em;margin:0 0 .7rem;line-height:1.3}
.lfc-contact-faq p{margin:0;color:#5C6673;font-size:.95rem;line-height:1.55}

/* Responsive collapse */
@media (max-width:1100px){
  .lfc-numbers-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .lfc-mission-shell,.lfc-mission-vision-grid,.lfc-why-grid,.lfc-franch-split,.lfc-contact-form-grid{grid-template-columns:1fr}
  .lfc-insights-grid,.lfc-categories-grid,.lfc-success-grid,.lfc-leadership-grid,.lfc-contact-intro-grid,.lfc-franch-models,.lfc-franch-myths,.lfc-contact-faq-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .lfc-serve-grid,.lfc-impact-grid,.lfc-franch-invest,.lfc-franch-finance,.lfc-franch-timeline{grid-template-columns:repeat(2,minmax(0,1fr))}
  .lfc-partners-grid{grid-template-columns:repeat(3,minmax(0,1fr))}
  .lfc-section-head.split-row{flex-direction:column;align-items:flex-start;gap:1rem}
  .lfc-home-cta{grid-template-columns:1fr;padding:3rem}
  .lfc-home-cta-actions{justify-content:flex-start}
  .lfc-story-editorial,.lfc-story-editorial.reversed{grid-template-columns:1fr;gap:2.5rem}
  .lfc-story-editorial.reversed .lfc-story-portrait{order:0}
  .lfc-story-editorial.reversed .lfc-story-body{order:0}
}
@media (max-width:720px){
  .section{padding:5rem 0}
  .lfc-numbers-grid,.lfc-insights-grid,.lfc-categories-grid,.lfc-success-grid,.lfc-leadership-grid,.lfc-serve-grid,.lfc-impact-grid,.lfc-contact-intro-grid,.lfc-franch-myths,.lfc-franch-models,.lfc-franch-invest,.lfc-franch-finance,.lfc-franch-timeline,.lfc-contact-faq-grid{grid-template-columns:1fr}
  .lfc-partners-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .lfc-home-cta,.lfc-mv-card,.lfc-contact-intro-card,.lfc-contact-form{padding:2rem}
  .lfc-home-cta-actions{flex-direction:column;align-items:stretch}
  .lfc-home-cta-actions .btn{width:100%;text-align:center}
  .lfc-story-portrait-frame{font-size:3.5rem}
  .lfc-story-meta-row{flex-direction:column;align-items:flex-start;gap:.4rem}
  .lfc-story-location::before,.lfc-story-industry::before,.lfc-story-investment::before{display:none}
}

/* IAFC palette override - chamber of commerce / national movement feel */
:root{
  --navy:#0E2A4A;
  --navy-soft:#1A3E69;
  --gold:#D4A23A;
  --gold-soft:#F1DCA1;
  --emerald:#1F7A4D;
  --crimson:#B6332B;
  --crimson-soft:#E5B8B4;
  --ivory:#F7F4EE;
  --pearl:#FFFFFF;
  --sand:#EEE6D9;
  --charcoal:#1F2A3A;
  --muted:#5C6673;
  --line: rgba(14,42,74,.12);
}

/* IAFC saffron/yellow accents become warm gold; replace bright saffron with gold */
.lfc-hero-split,.ifc-hero-split{background:#fff}
.hero-split-copy .eyebrow,
.hero-split-copy h1,
.lfc-section-head h2,
.lfc-mission-shell h2,
.lfc-mv-card h2,
.lfc-stories-hero h1,
.lfc-contact-hero h1,
.lfc-franch-hero h1,
.lfc-about-hero h1{color:var(--navy)}

.lfc-section-head .eyebrow,
.lfc-mission-shell .eyebrow,
.lfc-mv-card .eyebrow,
.lfc-why-grid > div:first-child .eyebrow,
.lfc-contact-hero .eyebrow,
.lfc-franch-hero .eyebrow,
.lfc-stories-hero .eyebrow,
.lfc-about-hero .eyebrow,
.lfc-home-cta .eyebrow,
.hero-split-copy .eyebrow{color:var(--crimson)}

/* Buttons */
.hero-split-actions .btn-dark,
.lfc-home-cta-actions .btn-dark,
.resources-cta-actions .btn-dark,
.lfc-contact-form .btn-dark,
.site-header .btn-dark{background:var(--navy);color:#fff}
.hero-split-actions .btn-dark:hover,
.lfc-home-cta-actions .btn-dark:hover,
.resources-cta-actions .btn-dark:hover,
.lfc-contact-form .btn-dark:hover,
.site-header .btn-dark:hover{background:var(--crimson);color:#fff}

.lfc-home-cta-actions .btn-light:hover,
.resources-cta-actions .btn-light:hover{background:#fff;color:var(--navy);border-color:#fff}

/* Saffron accents become warm gold + crimson dual-tone */
.lfc-number{border-top-color:var(--crimson)}
.lfc-serve-num,.lfc-why-num,.lfc-franch-model-num,.lfc-franch-tier,.lfc-franch-finance-card h3,.lfc-franch-discovery-step strong,.lfc-franch-timeline span,.lfc-leadership-title,.lfc-success-meta span,.lfc-category-explore,.lfc-insight-tag,.lfc-insight-link,.lfc-leader-title,.lfc-leader-link,.lfc-impact-card{color:var(--crimson)}
.lfc-impact-card{border-top-color:var(--crimson)}
.lfc-mv-card,.lfc-franch-bullet,.lfc-franch-discovery-step,.lfc-contact-direct span{border-left-color:var(--crimson)}
.lfc-story-portrait-frame::before,.lfc-franch-timeline li::before,.lfc-insight-cover::before,.resource-report-cover::before{border-color:var(--crimson);background:var(--crimson)}
.lfc-franch-toc a:hover{background:var(--navy);border-color:var(--navy);color:#fff}
.lfc-franch-myth .lfc-franch-tag-myth{color:#7B2520;background:rgba(182,51,43,.1)}
.lfc-franch-tag-truth{color:var(--navy);background:rgba(14,42,74,.06)}
.lfc-franch-tier{border-bottom-color:var(--crimson)}
.lfc-franch-finance-card h3{border-bottom-color:var(--crimson)}
.lfc-leader-link{border-bottom-color:var(--navy)}
.lfc-leader-link:hover{color:var(--crimson);border-color:var(--crimson)}
.lfc-success-tag{color:var(--muted)}

/* Header */
.brand-lockup img,.site-header.is-scrolled .brand-lockup img{width:130px;filter:none}
.site-nav a.active::after{background:var(--crimson)}
.site-header .btn-dark{background:var(--crimson);color:#fff}
.site-header .btn-dark:hover{background:#fff;color:var(--navy)}

/* Insights covers */
.lfc-insight-cover-1{background:linear-gradient(160deg,#0E2A4A 0%,#1A3E69 100%)}
.lfc-insight-cover-2{background:linear-gradient(160deg,#143552 0%,#0E2A4A 100%)}
.lfc-insight-cover-3{background:linear-gradient(160deg,#0E2A4A 0%,#1F4877 100%)}
.lfc-insight-tag{border-color:rgba(212,162,58,.5);color:var(--gold)}
.resource-report-tag{border-color:rgba(212,162,58,.5);color:var(--gold)}
.resource-report-cover-1{background:linear-gradient(160deg,#0E2A4A 0%,#1A3E69 100%)}
.resource-report-cover-2{background:linear-gradient(160deg,#143552 0%,#0E2A4A 100%)}
.resource-report-cover-3{background:linear-gradient(160deg,#0E2A4A 0%,#1F4877 100%)}
.resource-report-cover-4{background:linear-gradient(160deg,#0A2240 0%,#163553 100%)}

/* Story portraits */
.lfc-story-portrait-1{background:linear-gradient(160deg,#0E2A4A 0%,#1A3E69 100%)}
.lfc-story-portrait-2{background:linear-gradient(160deg,#143552 0%,#0E2A4A 100%)}
.lfc-story-portrait-3{background:linear-gradient(160deg,#0E2A4A 0%,#1F4877 100%)}

/* Contact form focus */
.lfc-contact-form input:focus,.lfc-contact-form select:focus,.lfc-contact-form textarea:focus{outline-color:var(--crimson)}
.lfc-contact-form .btn-dark:hover{background:var(--crimson);color:#fff}

.nav-meta{display:flex;align-items:center;gap:.7rem;margin-left:auto}
.lang-pill,.nav-note{font-family:'Manrope',Inter,sans-serif;font-size:.65rem;letter-spacing:.14em;text-transform:uppercase;font-weight:700}
.lang-pill{padding:.35rem;border:1px solid var(--line);border-radius:999px;background:rgba(255,255,255,.72);color:var(--navy)}
.nav-note{color:var(--muted)}
.lang-switch{display:inline-flex;align-items:center;gap:.25rem}
.lang-link{display:inline-flex;align-items:center;justify-content:center;min-width:42px;padding:.38rem .6rem;border-radius:999px;color:var(--navy);text-decoration:none;transition:background .2s ease,color .2s ease}
.lang-link:hover{background:rgba(15,39,66,.08)}
.lang-link.active{background:var(--navy);color:#fff}
.mobile-language-link{display:none}

.lfc-hero-editorial{display:flex;align-items:stretch;padding:.75rem 0 2.7rem;background:
radial-gradient(circle at 18% 16%, rgba(199,139,27,.12), rgba(199,139,27,0) 26%),
radial-gradient(circle at 84% 20%, rgba(182,51,43,.10), rgba(182,51,43,0) 22%),
linear-gradient(90deg, rgba(252,247,241,.97) 0%, rgba(252,247,241,.97) 44%, rgba(252,247,241,.88) 58%, rgba(252,247,241,.4) 74%, rgba(252,247,241,.16) 100%),
linear-gradient(180deg, #fcf7f1 0%, #fff 52%, #f8f2ea 100%)}
.lfc-hero-grid-clean{display:grid;grid-template-columns:1.05fr .95fr;gap:2rem;align-items:start;min-height:min(650px, calc(100vh - 108px));padding:clamp(1rem, 1.7vw, 1.55rem) clamp(1.1rem, 1.9vw, 1.7rem);border:1px solid rgba(255,255,255,.72);background:linear-gradient(180deg, rgba(255,250,245,.90) 0%, rgba(255,255,255,.74) 100%);box-shadow:0 28px 64px rgba(15,39,66,.10);backdrop-filter:blur(12px)}
.hero-editorial-copy{display:flex;flex-direction:column;justify-content:flex-start;align-self:start;padding-top:.35rem}
.hero-editorial-copy .eyebrow{margin-bottom:.75rem}
.hero-editorial-copy h1{font-family:'Cormorant Garamond',serif;font-size:clamp(3.1rem,6vw,5.6rem);line-height:.96;letter-spacing:-.04em;color:var(--navy);max-width:12ch;margin-bottom:.95rem}
.hero-editorial-copy .subhead{margin-top:0;font-size:1.14rem;line-height:1.7;max-width:56ch}
.hero-editorial-actions{margin-top:1.35rem}
.hero-language-note{margin:.85rem 0 0;color:var(--muted);font-size:.95rem}
.hero-trust-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.85rem;margin-top:1.5rem}
.hero-trust-chip{display:flex;align-items:center;min-height:100%;padding:1rem 1.1rem;background:#fff;border:1px solid var(--line);font-family:'Manrope',Inter,sans-serif;font-size:.75rem;letter-spacing:.12em;text-transform:uppercase;font-weight:700;color:var(--navy)}
.hero-editorial-trust{display:flex;flex-direction:column;justify-content:flex-start;align-self:stretch;padding:1.5rem;background:rgba(255,255,255,.82)}
.hero-editorial-trust h2{font-family:'Manrope',Inter,sans-serif;font-size:clamp(1.8rem,2.9vw,2.4rem);line-height:1.08;letter-spacing:-.02em;margin-bottom:.8rem}
.hero-portrait-rail{display:grid;gap:1rem;margin:1.5rem 0}
.hero-portrait-card{display:grid;grid-template-columns:72px 1fr;gap:1rem;align-items:center;padding:1rem;background:#f8f4ee;border:1px solid var(--line)}
.hero-portrait-card img{width:72px;height:72px;object-fit:cover;object-position:center top}
.hero-portrait-card strong{display:block;font-family:'Manrope',Inter,sans-serif;font-size:1rem;color:var(--navy)}
.hero-portrait-card span{display:block;color:var(--muted);font-size:.88rem}
.hero-proof-list{margin:0;padding:0;list-style:none;display:grid;gap:.75rem}
.hero-proof-list li,.lfc-why-lede{color:#2B2E34;font-size:1.02rem;line-height:1.7}
.hero-proof-list li{position:relative;padding-left:1.2rem}
.hero-proof-list li::before{content:'';position:absolute;left:0;top:.75rem;width:6px;height:1px;background:var(--crimson)}

.lfc-why-lede{max-width:54ch;margin:1rem 0 0}
.lfc-why-commitments,.lfc-who-grid,.lfc-how-grid,.lfc-proof-grid{display:grid;gap:1.25rem}
.lfc-why-commitments{grid-template-columns:repeat(3,minmax(0,1fr))}
.lfc-who-grid{grid-template-columns:repeat(4,minmax(0,1fr))}
.lfc-how-grid{grid-template-columns:repeat(4,minmax(0,1fr))}
.lfc-proof-grid{grid-template-columns:repeat(4,minmax(0,1fr))}
.lfc-commitment-card,.lfc-who-card,.lfc-how-card,.lfc-proof-card{background:#fff;border:1px solid var(--line);padding:1.7rem}
.lfc-commitment-card h3,.lfc-who-card h3,.lfc-how-card h3,.lfc-proof-card strong{font-family:'Manrope',Inter,sans-serif;color:var(--navy)}
.lfc-commitment-card h3,.lfc-who-card h3,.lfc-how-card h3{font-size:1.18rem;line-height:1.25;margin:0 0 .7rem}
.lfc-commitment-card p,.lfc-who-card p,.lfc-how-card p,.lfc-proof-card p{margin:0;color:var(--muted);font-size:.96rem;line-height:1.65}
.lfc-card-kicker,.lfc-how-step{display:inline-flex;align-items:center;justify-content:center;width:42px;height:42px;margin-bottom:1rem;border-radius:50%;background:#f5ece5;color:var(--crimson);font-family:'Manrope',Inter,sans-serif;font-weight:800;font-size:.82rem;letter-spacing:.06em}
.lfc-proof-card strong{display:block;font-size:1.05rem;line-height:1.35;margin-bottom:.65rem}
.lfc-home-cta{display:grid;grid-template-columns:1fr auto;gap:2rem;align-items:center;padding:2.3rem}
.lfc-home-cta h2{font-family:'Manrope',Inter,sans-serif;font-size:clamp(1.8rem,3vw,2.5rem);line-height:1.08;letter-spacing:-.02em;max-width:18ch}
.lfc-home-cta .muted{max-width:48ch;margin:0}

.resources-featured-grid{grid-template-columns:repeat(3,minmax(0,1fr))}
.resource-report-link{font-weight:700}

@media (max-width:1100px){
  .nav-meta{display:none}
  .lfc-hero-grid-clean,.lfc-home-cta{grid-template-columns:1fr}
  .lfc-why-commitments,.lfc-proof-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .lfc-who-grid,.lfc-how-grid,.resources-featured-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
}

@media (max-width:820px){
  .page-intro,
  .resources-hero,
  .lfc-about-hero,
  .lfc-franch-hero,
  .lfc-stories-hero,
  .lfc-contact-hero{padding:5.5rem 0 4rem}
  .page-intro .container,
  .resources-hero-shell,
  .lfc-about-hero-shell,
  .lfc-franch-hero-shell,
  .lfc-stories-hero-shell,
  .lfc-contact-hero-shell{padding:1.6rem}
  .lfc-hero-editorial{
    padding:1rem 0 2.5rem;
    background:
      linear-gradient(180deg, rgba(252,247,241,.94) 0%, rgba(252,247,241,.9) 44%, rgba(252,247,241,.74) 100%),
      linear-gradient(180deg, #fcf7f1 0%, #fff 52%, #f8f2ea 100%);
  }
  .lfc-hero-grid-clean{
    min-height:auto;
    padding:1.2rem;
  }
  .hero-trust-grid,.lfc-why-commitments,.lfc-who-grid,.lfc-how-grid,.lfc-proof-grid,.resources-featured-grid{grid-template-columns:1fr}
  .hero-editorial-trust,.lfc-home-cta{padding:1.7rem}
  .hero-portrait-card{grid-template-columns:64px 1fr}
  .hero-portrait-card img{width:64px;height:64px}
  .hero-editorial-actions,.lfc-home-cta-actions{flex-direction:column;align-items:stretch}
  .hero-editorial-actions .btn,.lfc-home-cta-actions .btn{width:100%;text-align:center}
  .mobile-language-link{display:inline-flex;font-family:'Manrope',Inter,sans-serif;font-size:.7rem;letter-spacing:.16em;text-transform:uppercase;font-weight:700;color:#F4A32C}
}

/* IAFC v5 logo integration */
.site-header,
.site-header.is-scrolled{
  background:rgba(249,246,240,.96);
  border-bottom:1px solid rgba(14,42,74,.10);
  box-shadow:0 10px 26px rgba(14,42,74,.08);
  backdrop-filter:blur(14px);
}

.nav-shell,
.site-header.is-scrolled .nav-shell{
  min-height:72px;
  padding:.3rem 0;
  gap:1rem;
}

.brand-lockup{
  padding:.22rem .42rem;
  background:rgba(255,255,255,.72);
  border:1px solid rgba(14,42,74,.08);
  border-radius:16px;
  box-shadow:0 6px 16px rgba(14,42,74,.05);
}

.brand-lockup img,
.site-header.is-scrolled .brand-lockup img{
  width:188px;
  max-width:36vw;
  height:auto;
  opacity:1;
  filter:none;
}

.site-nav{
  gap:1.35rem;
}

.site-nav a,
.site-header.is-scrolled .site-nav a{
  color:rgba(14,42,74,.72);
  font-size:.76rem;
  letter-spacing:.15em;
}

.site-nav a:hover,
.site-nav a.active,
.site-header.is-scrolled .site-nav a:hover,
.site-header.is-scrolled .site-nav a.active{
  color:var(--navy);
}

.site-nav a.active::after{
  background:var(--gold);
}

.nav-meta{
  margin-left:0;
}

.lang-pill{
  background:#fff;
  border-color:rgba(14,42,74,.10);
  color:var(--navy);
  padding:.26rem .62rem;
}

.nav-note{
  color:var(--muted);
}

.site-header .btn-small{
  padding:.58rem .95rem;
  font-size:.67rem;
  letter-spacing:.14em;
}

.menu-toggle,
.site-header.is-scrolled .menu-toggle{
  background:#fff;
  border-color:rgba(14,42,74,.12);
  color:var(--navy);
}

.menu-toggle:hover{
  background:#f6efe5;
}

.site-header .btn-dark{
  background:var(--navy);
  color:#fff;
}

.site-header .btn-dark:hover{
  background:var(--gold);
  color:var(--navy);
}

.site-footer{
  background:linear-gradient(180deg,#102845 0%,#0b1f35 100%);
  padding:3.2rem 0;
}

.footer-logo{
  width:min(320px,100%);
  padding:.6rem .75rem;
  background:rgba(255,255,255,.08);
  border:1px solid rgba(255,255,255,.12);
  border-radius:18px;
  box-shadow:0 14px 30px rgba(0,0,0,.18);
}

@media (max-width:1180px){
  .nav-shell,
  .site-header.is-scrolled .nav-shell{
    min-height:70px;
  }

  .brand-lockup img,
  .site-header.is-scrolled .brand-lockup img{
    width:178px;
  }

  .site-nav{
    gap:1.2rem;
  }
}

@media (max-width:1024px){
  .nav-shell,
  .site-header.is-scrolled .nav-shell{
    min-height:68px;
    padding:.35rem 0;
  }

  .brand-lockup img,
  .site-header.is-scrolled .brand-lockup img{
    width:168px;
    max-width:48vw;
  }

  .site-nav{
    background:rgba(249,246,240,.98);
    border-top:1px solid rgba(14,42,74,.10);
    box-shadow:0 18px 36px rgba(14,42,74,.12);
  }

  .site-nav a,
  .site-header.is-scrolled .site-nav a{
    color:var(--navy);
  }

  .site-nav a.active{
    background:rgba(212,162,58,.09);
    border-left:3px solid var(--gold);
  }

  .site-nav a.active::after{
    display:none;
  }

  .mobile-language-link{
    color:var(--navy);
  }
}

@media (max-width:720px){
  .nav-shell,
  .site-header.is-scrolled .nav-shell{
    min-height:64px;
  }

  .brand-lockup{
    padding:.2rem .32rem;
    border-radius:14px;
  }

  .brand-lockup img,
  .site-header.is-scrolled .brand-lockup img{
    width:150px;
    max-width:52vw;
  }

  .footer-logo{
    width:min(280px,100%);
  }
}

/* IAFC v6 advisor card polish */
.lfc-leaders-grid{
  gap:2rem;
}

.lfc-leadership-grid{
  gap:2rem;
}

.lfc-leader-card,
.lfc-leadership-card{
  display:flex;
  flex-direction:column;
  gap:0;
  background:linear-gradient(180deg,#fff 0%,#fbf7f1 100%);
  border:1px solid rgba(14,42,74,.10);
  border-radius:24px;
  overflow:hidden;
  box-shadow:0 18px 40px rgba(14,42,74,.08);
  transition:transform .3s ease, box-shadow .3s ease, border-color .3s ease;
}

.lfc-leader-card:hover,
.lfc-leadership-card:hover{
  transform:translateY(-6px);
  border-color:rgba(212,162,58,.42);
  box-shadow:0 24px 52px rgba(14,42,74,.12);
}

.lfc-leader-photo,
.lfc-leadership-photo{
  aspect-ratio:4/5;
  overflow:hidden;
  background:#e9e7e2;
  position:relative;
}

.lfc-leader-photo::after,
.lfc-leadership-photo::after{
  content:'';
  position:absolute;
  inset:auto 0 0;
  height:28%;
  background:linear-gradient(180deg,rgba(14,42,74,0) 0%,rgba(14,42,74,.16) 100%);
  pointer-events:none;
}

.lfc-leader-photo img,
.lfc-leadership-photo img{
  width:100%;
  height:100%;
  object-fit:cover;
  object-position:center 16%;
  display:block;
  transition:transform .7s ease;
  transform:scale(1.08);
  transform-origin:center 18%;
}

.lfc-leader-card:hover .lfc-leader-photo img,
.lfc-leadership-card:hover .lfc-leadership-photo img{
  transform:scale(1.12);
}

.lfc-leader-meta,
.lfc-leadership-meta{
  display:flex;
  flex-direction:column;
  flex:1;
  align-items:flex-start;
  gap:.55rem;
  padding:1.45rem 1.45rem 1.55rem;
}

.lfc-leader-meta h3,
.lfc-leadership-card h3{
  margin:0;
  font-family:'Manrope',Inter,sans-serif;
  font-weight:750;
  font-size:1.32rem;
  line-height:1.16;
  color:#0F2742;
  letter-spacing:-.015em;
}

.lfc-leader-title,
.lfc-leadership-title{
  margin:0;
  font-size:.74rem;
  letter-spacing:.16em;
  text-transform:uppercase;
  font-weight:800;
  color:var(--crimson);
  line-height:1.45;
}

.lfc-leader-location,
.lfc-leadership-location{
  margin:0;
  display:inline-flex;
  align-items:center;
  gap:.45rem;
  padding:.42rem .72rem;
  border-radius:999px;
  background:rgba(14,42,74,.05);
  border:1px solid rgba(14,42,74,.08);
  color:#425165;
  font-size:.82rem;
  letter-spacing:.03em;
  font-weight:700;
}

.lfc-leader-bio,
.lfc-leadership-bio{
  margin:0;
  color:#445468;
  font-size:.95rem;
  line-height:1.62;
  max-width:none;
}

.advisor-card-actions{
  display:flex;
  gap:.75rem;
  width:100%;
  margin-top:auto;
}

.advisor-contact-link{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  width:100%;
  min-height:48px;
  padding:.85rem 1rem;
  border-radius:999px;
  background:#0F2742;
  color:#fff;
  font-family:'Manrope',Inter,sans-serif;
  font-size:.74rem;
  letter-spacing:.14em;
  text-transform:uppercase;
  font-weight:800;
  text-decoration:none;
  box-shadow:0 10px 24px rgba(14,42,74,.16);
  transition:transform .22s ease, box-shadow .22s ease, background .22s ease, color .22s ease;
}

.advisor-contact-link:hover{
  transform:translateY(-2px);
  background:var(--gold);
  color:#0F2742;
  box-shadow:0 16px 30px rgba(212,162,58,.26);
}

@media (max-width:960px){
  .lfc-leaders-grid,
  .lfc-leadership-grid{
    grid-template-columns:repeat(2,minmax(0,1fr));
  }
}

@media (max-width:720px){
  .lfc-leader-card,
  .lfc-leadership-card{
    border-radius:20px;
  }

  .lfc-leader-meta,
  .lfc-leadership-meta{
    padding:1.25rem 1.2rem 1.3rem;
  }

  .advisor-contact-link{
    min-height:44px;
    font-size:.7rem;
  }
}

/* IAFC trusted refinement pass */
.hero-mantra{
  margin:0 0 .8rem;
  font-family:'Manrope',Inter,sans-serif;
  font-size:.88rem;
  font-weight:800;
  letter-spacing:.16em;
  text-transform:uppercase;
  color:var(--crimson);
}

.hero-impact-grid{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:0;
  margin-top:1.45rem;
  background:linear-gradient(180deg, rgba(255,255,255,.94), rgba(252,249,244,.96));
  border:1px solid rgba(212,162,58,.18);
  border-radius:30px;
  box-shadow:0 24px 50px rgba(15,39,66,.08);
  overflow:hidden;
}

.hero-impact-card{
  position:relative;
  display:grid;
  grid-template-columns:auto 1fr;
  gap:.95rem;
  align-items:start;
  padding:1.3rem 1.35rem;
  background:transparent;
  border:0;
  box-shadow:none;
  transition:transform .28s ease, background-color .28s ease;
}

.hero-impact-card + .hero-impact-card::before{
  content:'';
  position:absolute;
  left:0;
  top:22%;
  bottom:22%;
  width:1px;
  background:linear-gradient(180deg, rgba(212,162,58,0), rgba(212,162,58,.5), rgba(212,162,58,0));
}

.hero-impact-card:hover{
  transform:translateY(-4px);
  background:rgba(255,255,255,.4);
}

.hero-impact-icon{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  width:2.7rem;
  height:2.7rem;
  border-radius:999px;
  background:linear-gradient(180deg, rgba(255,255,255,.98), rgba(249,240,226,.92));
  color:var(--gold);
  box-shadow:inset 0 0 0 1px rgba(212,162,58,.18), 0 10px 24px rgba(15,39,66,.08);
}

.hero-impact-icon svg{
  width:1.2rem;
  height:1.2rem;
  fill:none;
  stroke:currentColor;
  stroke-width:1.8;
  stroke-linecap:round;
  stroke-linejoin:round;
}

.hero-impact-copy{
  display:grid;
  gap:.28rem;
}

.hero-impact-card strong{
  display:block;
  font-family:'Manrope',Inter,sans-serif;
  font-size:clamp(1.65rem,2.1vw,2rem);
  line-height:1;
  letter-spacing:-.04em;
  color:var(--navy);
}

.hero-impact-label{
  font-family:'Manrope',Inter,sans-serif;
  font-size:.74rem;
  font-weight:800;
  letter-spacing:.12em;
  text-transform:uppercase;
  color:var(--navy);
}

.hero-impact-detail{
  color:#49525f;
  font-size:.83rem;
  line-height:1.45;
  max-width:22ch;
}

.hero-documentary-panel{
  position:relative;
  overflow:hidden;
}

.hero-documentary-panel::after{
  content:'';
  position:absolute;
  right:-64px;
  bottom:-64px;
  width:180px;
  height:180px;
  border-radius:50%;
  background:radial-gradient(circle, rgba(212,162,58,.18), rgba(212,162,58,0) 68%);
  pointer-events:none;
}

.hero-pull-quote{
  display:grid;
  gap:.2rem;
  margin:1.35rem 0 1.4rem;
  padding:1rem 1.05rem;
  border-left:3px solid var(--crimson);
  background:linear-gradient(135deg, rgba(181,48,41,.06), rgba(212,162,58,.08));
}

.hero-pull-quote span{
  font-family:'Manrope',Inter,sans-serif;
  font-size:.72rem;
  font-weight:800;
  letter-spacing:.18em;
  text-transform:uppercase;
  color:var(--crimson);
}

.hero-pull-quote strong{
  font-family:'Cormorant Garamond',serif;
  font-size:1.55rem;
  line-height:1.05;
  letter-spacing:-.03em;
  color:var(--navy);
}

.hero-signature-image{
  position:relative;
  min-height:320px;
  margin-bottom:1.25rem;
  overflow:hidden;
  background:
    linear-gradient(180deg, rgba(15,39,66,.08), rgba(15,39,66,.28)),
    url('assets/editorial/journey-family.jpg') center / cover no-repeat;
  box-shadow:0 24px 54px rgba(15,39,66,.14);
}

.hero-signature-image-brand{
  background:
    radial-gradient(circle at 14% 18%, rgba(212,162,58,.16), rgba(212,162,58,0) 28%),
    radial-gradient(circle at 86% 16%, rgba(15,39,66,.10), rgba(15,39,66,0) 24%),
    linear-gradient(180deg, rgba(255,255,255,.99), rgba(247,244,238,.98)),
    url('assets/editorial/journey-family.jpg') center / 92% auto no-repeat;
}

.hero-signature-image-brand::after{
  background:linear-gradient(180deg, rgba(15,39,66,0) 48%, rgba(15,39,66,.44) 100%);
}

.hero-signature-image::after{
  content:'';
  position:absolute;
  inset:0;
  background:linear-gradient(180deg, rgba(15,39,66,0) 34%, rgba(15,39,66,.76) 100%);
}

.hero-signature-caption{
  position:absolute;
  left:1.2rem;
  right:1.2rem;
  bottom:1.2rem;
  z-index:1;
  display:grid;
  gap:.2rem;
}

.hero-signature-caption span{
  font-family:'Manrope',Inter,sans-serif;
  font-size:.68rem;
  font-weight:800;
  letter-spacing:.18em;
  text-transform:uppercase;
  color:#F4A32C;
}

.hero-signature-caption strong{
  color:#fff;
  font-family:'Cormorant Garamond',serif;
  font-size:2rem;
  line-height:.95;
  letter-spacing:-.04em;
}

.lang-switch{
  gap:.12rem;
}

.lang-divider{
  color:rgba(14,42,74,.38);
  font-weight:700;
  padding-inline:.1rem;
}

.mobile-language-link{
  display:none;
}

.footer-shell{
  grid-template-columns:1.15fr .85fr .85fr;
  align-items:start;
}

.footer-brand{
  display:grid;
  gap:1rem;
}

.footer-column{
  display:grid;
  gap:.9rem;
}

.footer-heading{
  margin:0;
  font-family:'Manrope',Inter,sans-serif;
  font-size:.72rem;
  letter-spacing:.18em;
  text-transform:uppercase;
  font-weight:800;
  color:#F1DFDA;
}

.footer-links{
  grid-template-columns:1fr;
  gap:.5rem;
}

.footer-links a{
  width:max-content;
}

.footer-links-utility{
  grid-template-columns:repeat(2,minmax(0,1fr));
}

.footer-contact{
  display:grid;
  gap:.55rem;
}

.footer-contact strong{
  color:#fff;
}

.footer-contact span{
  color:rgba(247,240,232,.72);
}

.footer-shell{
  grid-template-columns:1.25fr .8fr .8fr .95fr;
  gap:2rem;
}

.footer-brand{
  padding-right:1rem;
}

.footer-copy{
  font-size:1rem;
  line-height:1.7;
}

.footer-note{
  display:grid;
  gap:.4rem;
  margin-top:1rem;
  color:rgba(247,240,232,.72);
  font-size:.85rem;
  line-height:1.5;
}

.footer-badge{
  display:inline-flex;
  align-items:center;
  width:max-content;
  padding:.45rem .7rem;
  border:1px solid rgba(244,163,44,.32);
  color:#F4A32C;
  font-family:'Manrope',Inter,sans-serif;
  font-size:.68rem;
  font-weight:800;
  letter-spacing:.16em;
  text-transform:uppercase;
}

.footer-meta{
  display:grid;
  gap:.55rem;
  margin-top:1rem;
  color:rgba(247,240,232,.72);
  font-size:.78rem;
}

.footer-social{
  display:flex;
  flex-wrap:wrap;
  gap:.6rem;
  margin-top:.6rem;
}

.footer-social a{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  width:38px;
  height:38px;
  border:1px solid rgba(255,255,255,.16);
  color:#fff;
  text-decoration:none;
  font-family:'Manrope',Inter,sans-serif;
  font-size:.72rem;
  font-weight:800;
  letter-spacing:.08em;
  transition:transform .24s ease, border-color .24s ease, background .24s ease;
}

.footer-social a:hover{
  transform:translateY(-2px);
  border-color:#F4A32C;
  background:rgba(244,163,44,.14);
}

.lfc-split-story{
  display:grid;
  grid-template-columns:.92fr 1.08fr;
  gap:2.2rem;
  align-items:stretch;
}

.lfc-split-story-visual{
  min-height:560px;
  border-radius:26px;
  overflow:hidden;
  background:
    linear-gradient(180deg, rgba(14,42,74,.12), rgba(14,42,74,.28)),
    url('assets/editorial/hero-family.jpg') center / cover no-repeat;
  box-shadow:0 20px 44px rgba(14,42,74,.12);
}

.lfc-split-story-copy{
  display:flex;
  flex-direction:column;
  justify-content:center;
}

.lfc-microcopy{
  margin:1.25rem 0 0;
  color:var(--muted);
  font-size:.95rem;
  font-style:italic;
}

.lfc-proof-number{
  display:inline-flex;
  margin-bottom:1rem;
  font-family:'Manrope',Inter,sans-serif;
  font-size:.72rem;
  font-weight:800;
  letter-spacing:.16em;
  text-transform:uppercase;
  color:var(--crimson);
}

.consultation-note{
  margin:.85rem 0 0;
  color:var(--crimson);
  font-family:'Manrope',Inter,sans-serif;
  font-size:.8rem;
  font-weight:800;
  letter-spacing:.14em;
  text-transform:uppercase;
}

.lfc-proof-card{
  position:relative;
  overflow:hidden;
  display:grid;
  align-content:center;
  min-height:220px;
  text-align:center;
}

.lfc-proof-card::after{
  content:'';
  position:absolute;
  inset:auto -42px -42px auto;
  width:140px;
  height:140px;
  border-radius:50%;
  background:radial-gradient(circle, rgba(212,162,58,.12), rgba(212,162,58,0) 70%);
}

.lfc-proof-card p{
  display:none;
}

.lfc-proof-card strong{
  margin-bottom:0;
  font-size:1.28rem;
}

.lfc-proof-number{
  align-self:end;
  justify-self:center;
  margin-bottom:.7rem;
  font-size:1.45rem;
  letter-spacing:.08em;
  color:var(--navy);
}

.lfc-quote-bridge-section{
  padding-top:0;
  padding-bottom:1rem;
}

.lfc-quote-bridge{
  padding:1.6rem 2rem;
  background:linear-gradient(135deg, rgba(255,255,255,.92), rgba(248,242,234,.92));
  border-left:4px solid var(--crimson);
  box-shadow:0 18px 40px rgba(15,39,66,.06);
}

.lfc-quote-bridge p{
  margin:0;
  font-family:'Cormorant Garamond',serif;
  font-size:clamp(1.5rem,2.8vw,2rem);
  line-height:1.15;
  letter-spacing:-.03em;
  color:var(--navy);
}

.lfc-story-scene{
  min-height:100%;
  background-size:cover;
  background-position:center;
}

.lfc-story-scene-1{
  background-image:
    linear-gradient(180deg, rgba(14,42,74,.12), rgba(14,42,74,.26)),
    url('assets/editorial/journey-family.jpg');
}

.lfc-story-scene-2{
  background-image:
    linear-gradient(180deg, rgba(14,42,74,.10), rgba(14,42,74,.22)),
    url('assets/editorial/journey-planning.jpg');
}

.lfc-story-scene-3{
  background-image:
    linear-gradient(180deg, rgba(14,42,74,.10), rgba(14,42,74,.24)),
    url('assets/editorial/hero-family.jpg');
  background-position:center 35%;
}

.lfc-contact-form{
  border:1px solid var(--line);
  box-shadow:0 18px 40px rgba(14,42,74,.06);
}

.lfc-contact-form .btn-dark{
  border-radius:999px;
}

.lfc-cultural-quote{
  display:grid;
  gap:.55rem;
  margin-top:1.5rem;
  padding:1.15rem 1.2rem;
  background:#fff;
  border:1px solid rgba(15,39,66,.08);
  box-shadow:0 16px 34px rgba(15,39,66,.05);
}

.lfc-cultural-quote p{
  margin:0;
  font-family:'Cormorant Garamond',serif;
  font-size:1.55rem;
  line-height:1.15;
  letter-spacing:-.025em;
  color:var(--navy);
}

.lfc-cultural-quote span{
  color:var(--muted);
  font-size:.88rem;
  line-height:1.5;
}

.journey-lede{
  max-width:46ch;
  margin:1rem 0 0;
  color:var(--muted);
  font-size:1.03rem;
  line-height:1.65;
}

.lfc-journey-flow{
  position:relative;
  display:grid;
  grid-template-columns:repeat(5,minmax(0,1fr));
  gap:1rem;
  margin-top:2.5rem;
}

.lfc-journey-flow::before{
  content:'';
  position:absolute;
  left:4%;
  right:4%;
  top:42px;
  height:1px;
  background:linear-gradient(90deg, rgba(15,39,66,.12), rgba(181,48,41,.3), rgba(15,39,66,.12));
}

.lfc-journey-step{
  position:relative;
  display:grid;
  gap:.7rem;
  align-content:start;
  min-height:190px;
  padding:1.35rem 1rem 1.2rem;
  background:#fff;
  border:1px solid rgba(15,39,66,.08);
  box-shadow:0 18px 40px rgba(15,39,66,.05);
  transition:transform .3s ease, box-shadow .3s ease, border-color .3s ease;
}

.lfc-journey-step:hover{
  transform:translateY(-8px);
  box-shadow:0 24px 48px rgba(15,39,66,.1);
  border-color:rgba(181,48,41,.26);
}

.lfc-journey-step span{
  position:relative;
  z-index:1;
  display:inline-flex;
  align-items:center;
  justify-content:center;
  width:34px;
  height:34px;
  border-radius:50%;
  background:var(--navy);
  color:#fff;
  font-family:'Manrope',Inter,sans-serif;
  font-size:.72rem;
  font-weight:800;
  letter-spacing:.08em;
}

.lfc-journey-step strong{
  position:relative;
  z-index:1;
  font-family:'Manrope',Inter,sans-serif;
  font-size:1.02rem;
  line-height:1.2;
  color:var(--navy);
}

.lfc-journey-step p{
  position:relative;
  z-index:1;
  margin:0;
  color:var(--muted);
  font-size:.9rem;
  line-height:1.55;
}

.lfc-journey-step:not(:last-child)::after{
  content:'';
  position:absolute;
  right:-.65rem;
  top:32px;
  width:18px;
  height:18px;
  border-top:1.5px solid rgba(181,48,41,.35);
  border-right:1.5px solid rgba(181,48,41,.35);
  transform:rotate(45deg);
}

.lfc-journey-step-highlight{
  background:linear-gradient(180deg, #0F2742 0%, #163658 100%);
  border-color:#0F2742;
}

.lfc-journey-step-highlight span{
  background:#F4A32C;
  color:#0F2742;
}

.lfc-journey-step-highlight strong,
.lfc-journey-step-highlight p{
  color:#fff;
}

.advisor-section-lede{
  max-width:48ch;
  margin:1rem 0 0;
  color:var(--muted);
  font-size:1.02rem;
  line-height:1.65;
}

.lfc-advisor-tags{
  display:flex;
  flex-wrap:wrap;
  gap:.45rem;
  margin:1rem 0 .95rem;
}

.lfc-advisor-tags span{
  display:inline-flex;
  align-items:center;
  padding:.42rem .68rem;
  background:rgba(15,39,66,.06);
  border:1px solid rgba(15,39,66,.08);
  color:var(--navy);
  font-family:'Manrope',Inter,sans-serif;
  font-size:.68rem;
  font-weight:800;
  letter-spacing:.12em;
  text-transform:uppercase;
}

.lfc-advisor-points{
  display:grid;
  gap:.55rem;
  margin:0 0 1rem;
  padding:0;
  list-style:none;
}

.lfc-advisor-points li{
  position:relative;
  padding-left:1rem;
  color:#43505d;
  font-size:.93rem;
  line-height:1.55;
}

.lfc-advisor-points li::before{
  content:'';
  position:absolute;
  left:0;
  top:.68rem;
  width:5px;
  height:1px;
  background:var(--crimson);
}

.lfc-storyproof-grid{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:1.2rem;
}

.lfc-storyproof-card{
  display:grid;
  gap:.6rem;
  padding:1.55rem;
  background:#fff;
  border:1px solid rgba(15,39,66,.08);
  box-shadow:0 18px 40px rgba(15,39,66,.05);
  transition:transform .3s ease, box-shadow .3s ease, border-color .3s ease;
}

.lfc-storyproof-card:hover{
  transform:translateY(-8px);
  border-color:rgba(212,162,58,.34);
  box-shadow:0 24px 48px rgba(15,39,66,.09);
}

.lfc-storyproof-label{
  display:inline-flex;
  width:max-content;
  padding:.38rem .62rem;
  background:rgba(181,48,41,.08);
  color:var(--crimson);
  font-family:'Manrope',Inter,sans-serif;
  font-size:.66rem;
  font-weight:800;
  letter-spacing:.16em;
  text-transform:uppercase;
}

.lfc-storyproof-card h3{
  margin:0;
  font-family:'Cormorant Garamond',serif;
  font-size:2rem;
  line-height:.95;
  letter-spacing:-.04em;
  color:var(--navy);
}

.lfc-storyproof-role{
  margin:0;
  color:var(--muted);
  font-size:.82rem;
  font-weight:700;
  letter-spacing:.14em;
  text-transform:uppercase;
}

.lfc-storyproof-card strong{
  font-family:'Manrope',Inter,sans-serif;
  font-size:1rem;
  line-height:1.35;
  color:var(--navy);
}

.lfc-storyproof-card p:last-child{
  margin:0;
  color:#43505d;
  font-size:.95rem;
  line-height:1.6;
}

.lfc-concierge{
  position:fixed;
  right:1.15rem;
  bottom:1.15rem;
  z-index:55;
  display:grid;
  justify-items:end;
  gap:.8rem;
  pointer-events:none;
}

.lfc-concierge-panel{
  width:min(320px, calc(100vw - 2rem));
  padding:1.1rem;
  background:#fff;
  border:1px solid rgba(15,39,66,.1);
  box-shadow:0 24px 54px rgba(15,39,66,.16);
  opacity:0;
  transform:translateY(14px);
  pointer-events:none;
  transition:opacity .28s ease, transform .28s ease;
}

.lfc-concierge.is-open .lfc-concierge-panel{
  opacity:1;
  transform:none;
  pointer-events:auto;
}

.lfc-concierge-badge{
  display:inline-flex;
  margin-bottom:.7rem;
  color:var(--crimson);
  font-family:'Manrope',Inter,sans-serif;
  font-size:.68rem;
  font-weight:800;
  letter-spacing:.16em;
  text-transform:uppercase;
}

.lfc-concierge-panel h3{
  margin:0 0 .45rem;
  font-family:'Manrope',Inter,sans-serif;
  font-size:1.2rem;
  line-height:1.2;
  color:var(--navy);
}

.lfc-concierge-panel p{
  margin:0;
  color:var(--muted);
  font-size:.93rem;
  line-height:1.55;
}

.lfc-concierge-actions{
  display:grid;
  gap:.6rem;
  margin-top:1rem;
}

.lfc-concierge-link{
  display:flex;
  align-items:center;
  justify-content:space-between;
  padding:.8rem .9rem;
  background:#F8F4EE;
  border:1px solid rgba(15,39,66,.08);
  color:var(--navy);
  text-decoration:none;
  font-family:'Manrope',Inter,sans-serif;
  font-size:.78rem;
  font-weight:800;
  letter-spacing:.12em;
  text-transform:uppercase;
  transition:transform .24s ease, border-color .24s ease, background .24s ease;
}

.lfc-concierge-link:hover{
  transform:translateY(-2px);
  border-color:rgba(181,48,41,.24);
  background:#fff;
}

.lfc-concierge-toggle{
  display:inline-flex;
  align-items:center;
  gap:.65rem;
  padding:.85rem 1rem;
  background:#0F2742;
  color:#fff;
  border:0;
  box-shadow:0 18px 40px rgba(15,39,66,.22);
  cursor:pointer;
  font-family:'Manrope',Inter,sans-serif;
  font-size:.8rem;
  font-weight:800;
  letter-spacing:.08em;
  pointer-events:auto;
}

.lfc-concierge-toggle span{
  font-size:1rem;
}

.lfc-concierge-toggle:hover{
  transform:translateY(-2px);
}

@media (max-width:1100px){
  .footer-shell,
  .lfc-split-story{
    grid-template-columns:1fr;
  }

  .hero-impact-grid,
  .lfc-storyproof-grid{
    grid-template-columns:repeat(2,minmax(0,1fr));
  }

  .lfc-journey-flow{
    grid-template-columns:repeat(2,minmax(0,1fr));
  }

  .lfc-split-story-visual{
    min-height:420px;
  }
}

@media (max-width:1024px){
  .mobile-language-link{
    display:block;
    font-family:'Manrope',Inter,sans-serif;
    font-size:.74rem;
    letter-spacing:.16em;
    text-transform:uppercase;
    font-weight:800;
    padding:.8rem 0 0;
  }
}

@media (max-width:720px){
  .hero-impact-grid,
  .hero-trust-grid,
  .lfc-why-commitments,
  .lfc-who-grid,
  .lfc-how-grid,
  .lfc-proof-grid,
  .footer-links-utility{
    grid-template-columns:1fr;
  }

  .lfc-split-story-visual{
    min-height:300px;
  }

  .hero-impact-card{
    grid-template-columns:auto 1fr;
  }

  .hero-impact-card + .hero-impact-card::before{
    left:14%;
    right:14%;
    top:0;
    bottom:auto;
    width:auto;
    height:1px;
    background:linear-gradient(90deg, rgba(212,162,58,0), rgba(212,162,58,.45), rgba(212,162,58,0));
  }

  .lfc-journey-flow{
    grid-template-columns:1fr;
  }

  .lfc-journey-flow::before{
    display:none;
  }

  .lfc-journey-step:not(:last-child)::after{
    display:none;
  }

  .lfc-concierge{
    right:.75rem;
    bottom:.75rem;
  }

  .lfc-concierge-toggle{
    padding:.8rem .9rem;
  }
}

.skip-link{
  position:absolute;
  left:1rem;
  top:-4rem;
  z-index:200;
  padding:.85rem 1rem;
  border-radius:14px;
  background:var(--navy);
  color:#fff;
  box-shadow:0 12px 28px rgba(18,37,70,.18);
  transition:top .2s ease;
}

.skip-link:focus{
  top:1rem;
}

:focus-visible{
  outline:3px solid var(--gold);
  outline-offset:3px;
}

.placeholder-card{
  padding:1.35rem 1.5rem;
  border:1px dashed rgba(18,37,70,.2);
  background:linear-gradient(180deg, rgba(255,255,255,.92), rgba(248,244,238,.96));
}

.placeholder-tag{
  display:inline-flex;
  align-items:center;
  gap:.45rem;
  padding:.35rem .7rem;
  border-radius:999px;
  background:rgba(210,150,75,.12);
  color:var(--navy);
  font-size:.74rem;
  letter-spacing:.12em;
  text-transform:uppercase;
  font-weight:800;
}

.placeholder-card h2{
  margin-top:.85rem;
  font-size:clamp(1.8rem,3.1vw,2.4rem);
}

.placeholder-card ul{
  margin:.9rem 0 0;
  padding-left:1.2rem;
}

.placeholder-card li + li{
  margin-top:.45rem;
}